Madison County property record for 323 Keith Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.314 acres (13,677 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $387,000 (Apr 2024) |
| Tax Bill | $3,649 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0005-0220 |
| Primary APN | 0074-0005-0220 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,677 sqft (0.314 acres) |
|---|
| Account Number | 50600 |
|---|---|
| Street Address | 323 KEITH DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMESTEAD ESTS LOT 220 BLK 3 |
| Legal Subdivision | HOMESTEAD ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 220 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11304 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 323 KEITH DR, BEREA, KY 40403-8892 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC |
| Apr 30, 2024 | Deed, Transfer · VA Mortgage ARMED FORCES BANK NA |
| Sep 5, 2019 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC |
| Dec 17, 2019 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Dec 17, 2019 · Amount on Record |
| Deed Document Number | 202414201252 |
| Deed Book / Page | 851 / 550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 9, 2026 |
| Property Address | 323 KEITH DR, BEREA, KY 40403-8892 |
| Document Number | 0014382054 |
| Book / Page | 2507 / 456 |
| Instrument Date | Oct 3, 2026 |
| Instrument | 202614382054 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 KEITH DR, BEREA, KY 40403-8892 |
| Document Number | 0014382054, |
|---|---|
| Date | Oct 9, 2026 |
| Book Page | 2507/456 |
| Instrument | 202614382054 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 30, 2024 |
| Property Address | 323 KEITH DR, BEREA, KY 40403-8892 |
| Document Number | 00D851/550 |
| Book / Page | D851 / 550 |
| Map Reference | CAB 23 SL 153 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2014201252 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1338 DIANA DR, BEREA, KY 40403-9035 |
| Name | Verified Name |
|---|---|
| Address | 323 KEITH DR, BEREA, KY 40403-8892 |
| Document Number | 2014201255 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2014201255 |
| Name | ARMED FORCES BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 323 KEITH DR, BEREA, KY 40403-8892 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01885/209 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | M01885/209 |
| Instrument | 2013998249 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jun 3, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 17, 2019 |
| Property Address | 323 KEITH DR, BEREA, KY 40403-8892 |
| Document Number | D00782/383 |
| Book / Page | D00782 / 383 |
| Map Reference | CAB 23 SL 153 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 2014004094 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $243.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 388 MINI MALL DR, BEREA, KY 40403-1172 |
| Name | Verified Name |
|---|---|
| Address | 323 KEIGH DRIVE, BEREA, KY 40403-8892 |
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,649.00 (+54.82%) | $387,000 (+59.26%) | $387,000 (+59.26%) |
| 2023 | $2,357.00 | $243,000 | $243,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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