Madison County property record for 283 Keith Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Oct 2020) |
| Tax Bill | $2,414 (2025) |
| Deeds & Mortgages | May 2020 Construction Loan Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0005-0222 |
| Primary APN | 0074-0005-0222 |
|---|---|
| Alternative APNs |
|
| Account Number | 58373 |
|---|---|
| Street Address | 283 KEITH DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMESTEAD ESTS LOT 222 BLK 3 |
| Legal Subdivision | HOMESTEAD ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 222 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11304 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 283 KEITH DR, BEREA, KY 40403-9391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC |
| Oct 5, 2020 | Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Feb 11, 2019 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Prior Sale | Feb 11, 2019 · Amount on Record |
| Deed Document Number | 2014021550 |
| Deed Book / Page | D00795 / 115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 283 KEITH DR, BEREA, KY 40403-9391 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01939/426 |
|---|---|
| Date | May 18, 2020 |
| Book Page | M01939/426 |
| Instrument | 2014012088 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 15, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 5, 2020 |
| Property Address | 283 KEITH DR, BEREA, KY 40403-9391 |
| Document Number | D00795/115 |
| Book / Page | D00795 / 115 |
| Map Reference | CAB 23 SL 153 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2014021550 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 587 OWSLEY FORK RD, 587, BEREA, KY 40403-9664 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 283 KEITH DR, BEREA, KY 40403-9391 |
| Document Number | 2014021551 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2014021551 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 11, 2019 |
| Property Address | 283 KEITH DR, BEREA, KY 40403-9391 |
| Document Number | D00769/649 |
| Book / Page | D00769 / 649 |
| Map Reference | CAB 23 SL 153 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 2013988207 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 TRIGG ST, 149, BEREA, KY 40403-6515 |
| Name | Verified Name |
|---|---|
| Address | 587 OWSLEY FORK RD, BEREA, KY 40403-9664 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,414.00 (-2.39%) Additional exemption filed | $256,000 (+0.39%) | $256,000 (+0.39%) |
| 2023 | $2,473.00 | $255,000 | $255,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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