Stanislaus County property record for 323 James St, Modesto, CA 95354
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,367 sqft · built 1960 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,500 (Dec 2003) |
| Tax Bill | $3,193 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-006-051-000 |
| Primary APN | 107-006-051-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,367 sqft Living Area |
| 1st Floor Area | 1,367 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 100 ft Width |
| View / Lot | Corner |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 323 JAMES ST |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95354-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MODESTO LOT 3,4 BLOCK 208 |
| Legal Subdivision | MODESTO |
| Legal Block | 1 |
| Legal Lot Number | 3&4 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1800 |
Source: Stanislaus County records · APN 107-006-051-000
Assessment roll updated October 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 JAMES ST, MODESTO, CA 95354-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET CLOSE LLC |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2003 · Amount on Record |
| Deed Sale | Dec 12, 2003 · Amount on Record |
| Prior Sale | Feb 27, 1996 · Amount on Record |
| Deed Document Number | 2003210479 |
| Prior Transfer Date | Dec 10, 2003 |
| Prior Transfer Doc | 0000210480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 06, 2026 |
| Property Address | 323 JAMES ST, MODESTO, CA 95354-1324 |
| Document Number | 0000036880 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202636880 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 323 JAMES ST, MODESTO, CA 95354-1324 |
| Investor | Possibly a Property Investor |
| Document Number | 0000036880, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 202636880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 323 JAMES ST, MODESTO, CA 95354-1324 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 323 JAMES ST SY, SY, MODESTO, CA 95354-1324 |
| Document Number | 0000088715 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021-0088715 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 323 JAMES ST, MODESTO, CA 95354-1324 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 323 JAMES ST, MODESTO, CA 95354-1324 |
| Document Number | 0000080157 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-0080157 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Oct 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 323 JAMES ST, MODESTO, CA 95354-1324 |
| Document Number | 0000004865 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 323 JAMES ST MODESTO CA 953541324, MODESTO, CA 95354-1324 |
| Document Number | 0000004865 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 4865 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 23, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 323 JAMES ST, MODESTO, CA 95354-1324 |
| Document Number | 0000004540 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 323 JAMES ST MODESTO CA 953541324, MODESTO, CA 95354-1324 |
| Document Number | 0000004540 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 4540 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2049 |
Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,193.00 (+6.36%) Homeowner's exemption | $280,071 (+4.04%) Land $106,624 Building $173,447 |
| 2023 | $3,002.00 (+2.56%) Homeowner's exemption | $269,198 Land $102,485 Building $166,713 |
| 2022 | $2,927.00 |
Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 26 (1982–2006) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jan 2006 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 493 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MODESTO serves 218,915 people |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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