318 James St, Modesto, CA 95354 Property Records

Stanislaus County property record for 318 James St, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$110,500 (Oct 2007)
Tax Bill	$1,552 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-006-048-000`

Property Details

APN / Parcel Number

Primary APN	`107-006-048-000`
Alternative APNs	`1070648000` `1070648`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	318 JAMES ST
City	MODESTO
State	CA
Zip	95354-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MODESTO BLK 00207 LOT 000003 MAP 000015 00000
Legal Subdivision	MODESTO
Legal Block	1
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1012
Census Tract	1800

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1850 EVANS LN, 16, SAN JOSE, CA 95125-2016
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE MORTGAGE
Sep 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2007 · Amount on Record
Deed Sale	Oct 24, 2007 · Amount on Record
Prior Sale	Jun 22, 2007 · Amount on Record
Deed Document Number	2007130962
Last Transfer Date	Aug 25, 2017
Transfer Doc	0000064661
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	318 JAMES ST, MODESTO, CA 95354-1325
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086233
Date	Dec 18, 2018
Instrument	2018-0086233

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 1, 2017
Property Address	318 JAMES ST, MODESTO, CA 95354-1325
Document Number	0000064661
Map Reference	MAP15
Instrument Date	Aug 25, 2017
Instrument	2017-0064661
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 EVANS LN SPC 16, 16, SAN JOSE, CA 95125-2016

Mortgage

Document Number	0000064662
Date	Sep 1, 2017
Instrument	2017-0064662

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,552.00 (+1.11%)	$133,966 (+2%) Land $66,983 Building $66,983
2025	$1,535.00 (+6.23%)	$131,340 (+4.04%) Land $65,670 Building $65,670
2023	$1,445.00 (+2.48%)	$126,242 Land $63,121 Building $63,121
2022	$1,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1982–2006)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jan 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 12 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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