323 Irvan St, Murray, KY 42071 Property Records

Calloway County property record for 323 Irvan St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$187,000 (Aug 2024)
Tax Bill	$635 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-0-0011-00034`

Property Details

APN / Parcel Number

Primary APN	`004-0-0011-00034`
Alternative APNs	`101362` `80459`

Location & Zoning

Account Number	101362
Street Address	323 IRVAN ST
City	MURRAY
State	KY
Zip	42071-2386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W4-11-35
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1012
Census Tract	10601

Owner

323 Irvan St is owned by an individual who bought it in August 2024.

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1140 BROADWAY ST, PADUCAH, KY 42001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage THE PADUCAH BANK & TRUST CO
Aug 1, 2024	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage BANK & TRUST CO
Jun 15, 2017	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	Jun 15, 2017
Deed Document Number	690525
Deed Book / Page	1466 / 37
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	323 IRVAN ST, MURRAY, KY 42071-2386
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 BROADWAY ST, PADUCAH, KY 42001

Mortgage

Document Number	001436/608
Date	Nov 9, 2023
Book Page	1436/608
Instrument	686558

Lender

Name	THE PADUCAH BANK & TRUST CO
Type	Bank
Address	MURRAY, KY 42071

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 3, 2043

August 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Aug 1, 2024
Property Address	323 IRVAN ST, MURRAY, KY 42071-2386
Document Number	0001466/37
Book / Page	1466 / 37
Map Reference	MB 65 PG 43
Instrument Date	Jul 31, 2024
Instrument	690525
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 BROADWAY ST, PADUCAH, KY 42001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 IRVAN ST, MURRAY, KY 42071-2386

Mortgage

Document Number	0000690526
Date	Aug 1, 2024
Instrument	690526

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 5, 2029

June 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CALLOWAY KY
Recording Date	Jun 15, 2017
Property Address	323 IRVAN ST, MURRAY, KY 42071-2386
Document Number	001139/042
Book / Page	1139 / 042
Instrument Date	Jun 14, 2017
Instrument	621344
Transaction Type	Foreclosure
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 HERMITAGE PL, MURRAY, KY 42071-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1102, MURRAY, KY 42071-0020

Tax Assessment & Valuation

The 2025 property tax bill for 323 Irvan St was $635.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$635.00	$180,000	$180,000
2023	$101.00 (-0.98%)	$20,000 (-)	$20,000 (-)
2022	$102.00	$20,000	$20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 323 Irvan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Irvan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Murray Electric System Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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