322 Irvan St, Murray, KY 42071 Property Records

Calloway County property record for 322 Irvan St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,242 sqft
Owner	Individual Name on Record
Last Sale	$142,000 (Sep 2025)
Tax Bill	$453 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-0-0007-00012`

Property Details

APN / Parcel Number

Primary APN	`004-0-0007-00012`
Alternative APNs	`112066` `89083` `92406`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,242 sqft Living Area

Exterior

Exterior Material	Stone
Construction Type	Manufactured
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas

Location & Zoning

Account Number	112066
Street Address	322 IRVAN ST
City	MURRAY
State	KY
Zip	42071-2385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	322 IRVAN
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1013
Census Tract	10601

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	96 WALDROP DR, MAYFIELD, KY 42066-4754
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Warranty Deed, Transfer · Commercial Mortgage THE MURRAY BANK
May 23, 2022	Warranty Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	721870
Deed Book / Page	1513 / 234
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Sep 3, 2025
Property Address	322 IRVAN ST, MURRAY, KY 42071-2385
Document Number	001513/234
Book / Page	1513 / 234
Instrument Date	Aug 19, 2025
Instrument	721870
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 VALLEY RD, PADUCAH, KY 42001-4774

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 WALDROP DR, MAYFIELD, KY 42066-4754

Mortgage

Document Number	0000721871
Date	Sep 3, 2025
Instrument	721871

Lender

Name	THE MURRAY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Sep 15, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 23, 2022
Property Address	322 IRVAN ST, MURRAY, KY 42071-2385
Document Number	001372/207
Book / Page	1372 / 207
Map Reference	MB 81 PG 537
Instrument Date	May 17, 2022
Instrument	657390
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3170 CAMBRIDGE RD, CAMERON PARK, CA 95682-8131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	265 VALLEY RD, PADUCAH, KY 42001-4774
Investor	Possibly a Property Investor

Mortgage

Document Number	0000657391
Date	May 23, 2022
Instrument	657391

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 20, 2029

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$453.00 (-0.66%)	$120,000 (-)	$120,000 (-)
2023	$456.00	$120,000	$120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Murray Electric System Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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