286 Hudson Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 286 Hudson Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1950
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2023)
Tax Bill	$8,497 (2025)
Deeds & Mortgages	Apr 2021 Refinance May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12 000006`

Property Details

APN / Parcel Number

Primary APN	`R-12 000006`
Alternative APNs	`STOW M:000R-12 P:006` `M:000R=12 P:006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,861 sqft
1st Floor Area	1,044 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-12 000006
Street Address	286 HUDSON RD
City	STOW
State	MA
Zip	01775-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2045
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 HUDSON RD, STOW, MA 01775-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK
May 12, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AVIDIA BANK
Jun 25, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance AVIDIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Book / Page	81525 / 254
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	286 HUDSON RD, STOW, MA 01775-1413
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077648-518
Date	Apr 30, 2021
Book Page	77648/518
Instrument	97665

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	May 12, 2023
Property Address	286 HUDSON RD, STOW, MA 01775-1413
Document Number	081525-254
Book / Page	81525 / 254
Instrument Date	May 12, 2023
Instrument	48913
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 HUDSON RD, STOW, MA 01775-1413

Mortgage

Document Number	0000048914
Date	May 12, 2023
Instrument	48914

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 25, 2019
Property Address	286 HUDSON RD, STOW, MA 01775-1413
Document Number	72817-126
Book / Page	72817 / 126
Instrument Date	Jun 24, 2019
Instrument	87561
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 HUDSON RD, STOW, MA 01775-1413

Mortgage

Document Number	87562
Date	Jun 25, 2019
Instrument	87562

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,497.00 (+0.6%)	$487,800 (-1.99%) Land $346,500 Building $141,300
2024	$8,446.00 (+9.79%)	$497,700 (+17.3%) Land $317,500 Building $180,200
2023	$7,693.00	$424,300 Land $288,600 Building $135,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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