Polk County property record for 323 Honor Ln, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2015 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,042 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P91-87 |
| Primary APN | P91-87 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,016 sqft Finished Area |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 87,556 sqft (2.01 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23501 |
|---|---|
| Street Address | 323 HONOR LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.01 ACRES, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 920202 |
Source: Polk County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 66 THORNE AVE, COLUMBUS, NC 28722-9734 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0002321877 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 323 HONOR LN, MILL SPRING, NC 28756-6828 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 426/0043 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 426/0043 |
| Instrument | 004643890012 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,042.00 (+17.87%) | $207,419 (+50.76%) Land $34,342 Building $173,077 | $207,419 (+50.76%) Land $34,342 Building $173,077 |
| 2023 | $884.00 | $137,579 Land $25,050 Building $112,529 | |
| 2021 | $137,579 Land $25,050 Building $112,529 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
4G LTE (outdoors only), no 5G reported
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