160 Honor Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 160 Honor Ln, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	4 bd · 2 ba · 2,052 sqft · built 1999
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2024)
Tax Bill	$775 (2026)
Deeds & Mortgages	Jun 2023 Sale Feb 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P91-50`

Property Details

APN / Parcel Number

Primary APN	`P91-50`
Alternative APN	`56739`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,052 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,556 sqft (2.01 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56739
Street Address	160 HONOR LN
City	MILL SPRING
State	NC
Zip	28756-6763
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	2.01 ACRES, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	2
Census Block	2022
Census Tract	920202

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 HONOR LN, MILL SPRING, NC 28756-6763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer
Feb 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Feb 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Jun 21, 2023 · Amount on Record
Deed Book / Page	484 / 1988
Prior Transfer Date	May 13, 2008
Prior Transfer Doc	00365/1598
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 21, 2023
Property Address	160 HONOR LN, MILL SPRING, NC 28756-6763
Document Number	00478/2149
Book / Page	478 / 2149
Instrument Date	Jun 21, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount Recorded
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 HONOR LN, MILL SPRING, NC 28756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 HONOR LN, MILL SPRING, NC 28756-6763

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	160 HONOR LN, MILL SPRING, NC 28756-6763
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	438/1484
Date	Feb 13, 2019
Book Page	438/1484

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 26, 2020
Property Address	160 HONOR LN, MILL SPRING, NC 28756-6763
Document Number	00447/1407
Book / Page	447 / 1407
Instrument Date	Mar 9, 2020
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 ETHAN WAY APT 102, 94, HENDERSONVILLE, NC 28792-0132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 HONOR LN, MILL SPRING, NC 28756-6763

Mortgage

Document Number	0004471413
Date	Mar 26, 2020
Instrument	447/1413

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 13, 2019
Property Address	160 HONOR LN, MILL SPRING, NC 28756-6763
Document Number	00438/1480
Book / Page	438 / 1480
Instrument Date	Feb 13, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 HONOR LN, MILL SPRING, NC 28756-6763

Mortgage

Document Number	00438/1484
Date	Feb 13, 2019
Book Page	438/1484

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$775.00	$154,455 (-) Land $34,342 Building $120,113	$154,455 (-) Land $34,342 Building $120,113
2025	$775.00 (-17.73%)	$154,455 (+5.35%) Land $34,342 Building $120,113	$154,455 (+5.35%) Land $34,342 Building $120,113
2023	$942.00 (+3.18%)	$146,614 (-) Land $25,050 Building $121,564
2022	$913.00	$146,614 Land $25,050 Building $121,564
2021			$146,614 Land $25,050 Building $121,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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