323 Higher Combe Dr, Davenport, FL 33897 Property Records

Polk County property record for 323 Higher Combe Dr, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,025 sqft · built 2003
Lot Size	0.151 acres (6,556 sqft)
Owner	Company Name on File
Last Sale	$395,000 (Jul 2022)
Tax Bill	$4,194 (2025)
Deeds & Mortgages	Jul 2022 Sale Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-14-999982-001360`

Property Details

APN / Parcel Number

Primary APN	`26-25-14-999982-001360`
Alternative APNs	`142526999982001360` `42526000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	2,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,556 sqft (0.151 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened/Unfinished Porch
Porch Area	163 sqft

Location & Zoning

Street Address	323 HIGHER COMBE DR
City	DAVENPORT
State	FL
Zip	33897-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLANDS RESERVE PHASE 6 PB 117 PGS 46 THRU 49 LOT 136
Legal Range	26E
Legal Township	25S
Legal Section	14
Legal Subdivision	HIGHLANDS RESERVE PHASE 6
Legal Phase	6
Legal Tract	999982
Legal Block	1
Legal Lot Number	136
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1111
Census Tract	12413

Owner

323 Higher Combe Dr is owned by a company that bought it in July 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 12, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Jul 12, 2021 · Amount on File
Deed Document Number	2022188713
Deed Book / Page	12333 / 1441
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 12, 2022
Property Address	323 HIGHER COMBE DR, DAVENPORT, FL 33897-5339
Document Number	0000188713
Book / Page	12333 / 1441
Map Reference	MB 117 PG 46-49
Instrument Date	Jul 6, 2022
Instrument	2022188713
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 AMBERSWEET WAY # 509, 109, DAVENPORT, FL 33897-8418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 12, 2021
Property Address	323 HIGHER COMBE DR, DAVENPORT, FL 33897-5339
Document Number	0000179257
Book / Page	11797 / 926
Map Reference	MB 117 PG 46-49
Instrument Date	Jul 6, 2021
Instrument	2021179257
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,484.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 NOBLE ST, 1404, LONGWOOD, FL 32750-6737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 HIGHER COMBE DR, DAVENPORT, FL 33897-5339

Mortgage

Document Number	0011797928
Date	Jul 12, 2021
Instrument	11797/928

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 323 Higher Combe Dr was $4,194.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,444 (-8.63%) Land $72,000 Building $224,444	$296,444 (-8.63%) Land $72,000 Building $224,444
2025	$4,194.00	$324,459 Land $72,000 Building $252,459	$324,459 Land $72,000 Building $252,459
2023	$4,822.00 (+36.91%)	$323,360 (+22.61%) Land $70,000 Building $253,360	$323,360 (+17.96%) Land $70,000 Building $253,360
2022	$3,522.00	$263,741	$274,134 Land $58,000 Building $216,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Higher Combe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Higher Combe Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon, Xfinity.

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