Polk County property record for 313 Higher Combe Dr, Davenport, FL 33897
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,949 sqft · built 2003 |
| Lot Size | 0.212 acres (9,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Aug 2026) |
| Tax Bill | $5,073 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-14-999982-001350 |
| Primary APN | 26-25-14-999982-001350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,949 sqft Living Area |
| Gross Area | 3,349 sqft |
| 1st Floor Area | 1,591 sqft |
| Upper Floors Area | 1,358 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,252 sqft (0.212 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 260 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 210 sqft |
| Street Address | 313 HIGHER COMBE DR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-5339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLANDS RESERVE PHASE 6 PB 117 PGS 46 THRU 49 LOT 135 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 14 |
| Legal Subdivision | HIGHLANDS RESERVE PHASE 6 |
| Legal Phase | 6 |
| Legal Tract | 999982 |
| Legal Block | 1 |
| Legal Lot Number | 135 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1111 |
| Census Tract | 12413 |
313 Higher Combe Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 HIGHER COMBE DR, DAVENPORT, FL 33897-5339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Feb 5, 2014 · Amount on File |
| Deed Document Number | 2026187406 |
| Deed Book / Page | 14102 / 2192 |
| Prior Transfer Date | Sep 23, 2024 |
| Prior Transfer Doc | 0000226597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 313 HIGHER COMBE DR, DAVENPORT, FL 33897-5339 |
| Document Number | 0000187406 |
| Book / Page | 14102 / 2192 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026187406 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346,430.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 HIGHER COMBE DR, DAVENPORT, FL 33897-5339 |
| Document Number | 0000187407, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026187407 |
| Name | SOCIETY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 313 Higher Combe Dr was $5,073, up 71.5% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,036 (+0.93%) Land $72,000 Building $324,036 | $396,036 (+0.91%) Land $72,000 Building $324,036 | |
| 2025 | $5,073.00 (+71.5%) | $392,380 | $392,453 Land $72,000 Building $320,453 |
| 2024 | $2,958.00 (+4.34%) | ||
| 2023 | $2,835.00 (+13.35%) | $382,420 (+17.7%) Land $70,000 Building $312,420 | $382,420 (+17.7%) Land $70,000 Building $312,420 |
| 2022 | $2,501.00 | $324,918 Land $58,000 Building $266,918 | $324,918 Land $58,000 Building $266,918 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Higher Combe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 Higher Combe Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, Verizon, Xfinity.
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