323 Harvard Ct, Falling Waters, WV 25419 Property Records

Berkeley County property record for 323 Harvard Ct, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 2003
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$250,500 (Dec 2020)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-13S-0096.0000`

Property Details

APN / Parcel Number

Primary APN	`02-13S-0096.0000`
Alternative APNs	`02-02-13S-0096.0000` `07223331`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	1,689 sqft

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07223331
Street Address	323 HARVARD CT
City	FALLING WATERS
State	WV
Zip	25419-4676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.33 AC LOT 319 SEC B PHASE 19 SPRING MILLS
Legal Subdivision	SPRING MILLS SUB PH XIX
Legal Lot Number	319
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2007
Census Tract	971105

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	323 HARVARD CT, FALLING WATERS, WV 25419-4676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE
Jul 26, 2019	Deed, Transfer · ARM CNB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	20200039945
Deed Book / Page	1318 / 312
Record Updated	Jun 8, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Dec 7, 2020
Property Address	323 HARVARD CT, FALLING WATERS, WV 25419-4676
Document Number	001318/312
Book / Page	1318 / 312
Map Reference	PC 9 SLIDE 145
Instrument Date	Dec 4, 2020
Instrument	20200039945
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,928.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 HARVARD CT, FALLING WATERS, WV 25419-4676

Mortgage

Document Number	003605/207
Date	Dec 7, 2020
Book Page	3605/207
Instrument	20200039946

Lender

Name	FIRST HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jul 26, 2019
Property Address	323 HARVARD CT, FALLING WATERS, WV 25419-4676
Document Number	001256/529
Book / Page	1256 / 529
Map Reference	PC 9 SL 145
Instrument Date	Jul 22, 2019
Instrument	20190022144
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 HARVARD CT, FALLING WATERS, WV 25419-4676
Investor	Possibly a Property Investor

Mortgage

Document Number	0003389/91
Date	Jul 26, 2019
Book Page	3389/91
Instrument	20190022145

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.74%
Max Rate At Change	6.49%
Index	Other

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 (+2.15%) Homeowner's exemption	$148,740 (+5.31%) Land $39,600 Building $109,140	$247,900 (+5.31%) Land $66,000 Building $181,900
2023	$1,532.00 Homeowner's exemption	$141,240 Land $32,340 Building $108,900	$235,400 Land $53,900 Building $181,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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