Berkeley County property record for 260 Harvard Ct, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,820 sqft · built 2003 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Nov 2019) |
| Tax Bill | $2,435 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-13S-0099.0000 |
| Primary APN | 02-13S-0099.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,820 sqft Living Area |
| 1st Floor Area | 1,406 sqft |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,632 sqft (0.289 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07223334 |
|---|---|
| Street Address | 260 HARVARD CT |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .29 ACRE LOT 325 SECTION B PHASE 19 SPRING MILLS |
| Legal Subdivision | SPRING MILLS SUB PH 19 |
| Legal Lot Number | 325 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 971105 |
260 Harvard Ct is owned and occupied by an individual who bought it in November 2019.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 260 HARVARD CT, FALLING WATERS, WV 25419-4673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHESSIE FCU |
| Nov 14, 2019 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on File |
| Deed Sale | Nov 14, 2019 · Amount on File |
| Deed Document Number | 20190034309 |
| Deed Book / Page | 1268 / 659 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 260 HARVARD CT, FALLING WATERS, WV 25419-4673 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3801/17 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 3801/17 |
| Instrument | 20210038962 |
| Name | CHESSIE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 26, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Nov 14, 2019 |
| Property Address | 260 HARVARD CT, FALLING WATERS, WV 25419-4673 |
| Document Number | 1268/659 |
| Book / Page | 1268 / 659 |
| Map Reference | PC 9 SL 145 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 20190034309 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,809.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 003431/369 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 3431/369 |
| Instrument | 20190034310 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 260 Harvard Ct was $2,435.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,435.00 | $200,280 Land $39,600 Building $160,680 | $333,800 Land $66,000 Building $267,800 |
| 2023 | $2,437.00 | $192,840 Land $32,340 Building $160,500 | $321,400 Land $53,900 Building $267,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 260 Harvard Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 260 Harvard Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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