323 Garner St, Springfield, TN 37172 Property Records

Robertson County property record for 323 Garner St, Springfield, TN 37172

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,424 sqft · built 1920
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (May 2017)
Tax Bill	$2,549 (2018)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074080G B 02200`

Property Details

APN / Parcel Number

Primary APN	`074080G B 02200`
Alternative APNs	`081E O 01300 000` `080G B 02200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	4,424 sqft Living Area
1st Floor Area	2,866 sqft
Upper Floors Area	1,558 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	161 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	441 sqft
Deck Area	299 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	323 GARNER ST
City	SPRINGFIELD
State	TN
Zip	37172-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	81E O 081E 013.00 000
Jurisdiction	ROBERTSON TN
Township / Civil Division	11
Census Block Group	1
Census Block	1019
Census Tract	80302

Owner

323 Garner St is owned and occupied by two individuals who bought it in May 2017.

Source: Robertson County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 GARNER ST, SPRINGFIELD, TN 37172-2328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on File
Deed Sale	May 18, 2017 · Amount on File
Prior Sale	May 9, 2003
Deed Document Number	2017316665
Deed Book / Page	1742 / 163
Transfer Doc	85117
Record Updated	Jun 8, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROBERTSON TN
Recording Date	May 18, 2017
Property Address	323 GARNER ST, SPRINGFIELD, TN 37172-2328
Document Number	1742163
Book / Page	001742 / 000163
Instrument Date	May 15, 2017
Instrument	316665
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	323 GARNER ST SPRINGFIELD TN 371722328, SPRINGFIELD, TN 37172-2328

Mortgage

Document Number	1742168
Date	May 18, 2017
Book Page	001742/000168
Instrument	316666

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Robertson County
Municipality	Springfield City
Unified School District	Robertson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,325 Land $16,250 Building $129,075
2023		$145,325 (+107.98%) Land $16,250 Building $129,075	$581,300 (+107.98%) Land $65,000 Building $516,300
2022		$69,875 Land $4,375 Building $65,500	$279,500 Land $17,500 Building $262,000
2018	$2,549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 323 Garner St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Garner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER SYSTEM serves 46,546 people · EPA ID TN0000666
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20