321 Garner St, Springfield, TN 37172 Property Records

Robertson County property record for 321 Garner St, Springfield, TN 37172

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,886 sqft · built 1925
Lot Size	0.34 acres (14,840 sqft)
Owner	2 Owner Names on Record
Last Sale	$130,000 (Jan 1991)
Tax Bill	$1,851 (2018)
Deeds & Mortgages	Jan 2021 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`074080G B 02100`

Property Details

APN / Parcel Number

Primary APN	`074080G B 02100`
Alternative APNs	`081E O 01200 000` `080G B 02100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,886 sqft Living Area
1st Floor Area	1,886 sqft
Basement Area	1,886 sqft
Finished Basement	1,886 sqft
Interior Walls	Paneling
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1993
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete Tile
Lot Area	14,840 sqft (0.34 acres)
Lot Dimensions	212 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1,270 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	176 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	081E O 01200 000
Street Address	321 GARNER ST
City	SPRINGFIELD
State	TN
Zip	37172-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	81E O 081E 012.00 000
Jurisdiction	ROBERTSON TN
Township / Civil Division	11
Census Block Group	1
Census Block	1019
Census Tract	80302

Owner

Source: Robertson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	321 GARNER ST, SPRINGFIELD, TN 37172-2328
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 1991 · Amount on Record
Deed Sale	Jan 17, 1991 · Amount on Record
Deed Book / Page	081E
Last Transfer Date	Apr 8, 1996
Transfer Doc	0000000345
Record Updated	Jun 8, 2026

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROBERTSON TN
Property Address	321 GARNER ST, SPRINGFIELD, TN 37172-2328
Document Number	2034759
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 GARNER ST SPRINGFIELD TN 371722328, SPRINGFIELD, TN 37172-2328

Mortgage

Document Number	2034759
Date	Jan 22, 2021
Book Page	002034/000759
Instrument	375746

Lender

Name	RELIANT BK
Type	Bank
Address	SPRINGFIELD, TN 37172

Agreement

Term	120 Months
Due	Jan 21, 2031

Interest

Rate	4%

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Robertson County
Municipality	Springfield City
Unified School District	Robertson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,675 (-) Land $16,250 Building $79,425
2023		$95,675 (+73.88%) Land $16,250 Building $79,425	$382,700 (+73.88%) Land $65,000 Building $317,700
2022		$55,025 Land $4,375 Building $50,650	$220,100 Land $17,500 Building $202,600
2018	$1,851.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER SYSTEM serves 46,546 people · EPA ID TN0000666
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20