323 Fuller St, Spencer, SD 57374 Property Records

McCook County property record for 323 Fuller St, Spencer, SD 57374

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,536 sqft · built 1998
Lot Size	0.358 acres (15,620 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,270 (2022)
Flood Zone	Zone X (minimal risk)
APN	`20.00.1118`

Property Details

APN / Parcel Number

Primary APN	`20.00.1118`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	3,072 sqft
Basement Area	1,536 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	15,620 sqft (0.358 acres)
Lot Dimensions	142 ft deep x 110 ft wide
Garage Type	Mixed
Garage Area	1,648 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	323 FULLER ST
City	SPENCER
State	SD
Zip	57374-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N10' OF LOT 16 & ALL OF LOTS 17 & 18 BLK 11 OT
Legal Block	11
Legal Lot Number	16-18
Jurisdiction	MCCOOK SD
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2267
Census Tract	964600

Owner

Source: McCook County records · APN 20.00.1118

Assessment roll updated November 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 143, SPENCER, SD 57374-0143
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: McCook County records · Assessment roll updated November 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	South Dakota
County	McCook County
Municipality	Spencer City
Unified School District	McCook Central School District 43-7 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$106,700 Land $1,100 Building $105,600	$106,700 Land $1,100 Building $105,600
2022	$3,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Mar 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds
Claims by Event	Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Mar 1997 · 2 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TrioTel Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER serves 170 people
Water Source	Purchased surface water from HANSON RURAL WATER SYSTEM
Last State Inspection	Jan 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Aug 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.