McCook County property record for 318 Fuller St, Spencer, SD 57374
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,352 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,293 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.00.1201 |
| Primary APN | 20.00.1201 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 1,008 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 142 ft deep x 73 ft wide |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 318 FULLER ST |
|---|---|
| City | SPENCER |
| State | SD |
| Zip | 57374-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & N23'OF LOT 2 BLK 12 OT |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 12 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2266 |
| Census Tract | 964600 |
Source: McCook County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 93, SPENCER, SD 57374-0093 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2013 |
| Deed Sale | Jul 25, 2013 |
| Prior Sale | Oct 4, 2012 |
| Deed Document Number | 20131365 |
| Deed Book / Page | 186 / 102 |
| Prior Transfer Date | Sep 26, 2012 |
| Prior Transfer Doc | 000185/621 |
| Record Updated | Oct 29, 2026 |
Source: McCook County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| Municipality | Spencer City |
| Unified School District | McCook Central School District 43-7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,293.00 (+51.26%) | $146,776 (+106.64%) Land $876 Building $145,900 | $146,776 (+106.64%) Land $876 Building $145,900 |
| 2023 | $71,030 Land $730 Building $70,300 | $71,030 Land $730 Building $70,300 | |
| 2022 | $2,177.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Mar 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER serves 170 people · EPA ID SD4600407 |
|---|---|
| Water Source | Purchased surface water from HANSON RURAL WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Aug 2016 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrioTel Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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