Fond Du Lac County property record for 323 E Water St, Ripon, WI 54971 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,412 sqft Living Area |
| Lot Size | 7,667 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $179,000 (2023) |
| Tax Bill | $2,674.00 (2025) |
| Primary APN | RIP-16-14-21-14-210-10 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,412 sqft Living Area |
| 1st Floor | 807 sqft 1st Floor |
| 2nd Floor | 605 sqft 2nd Floor |
| Basement Area | 960 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,667 sqft (0.176 acres) |
| Depth X Width | 11.6 ft x 6.6 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 220 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Deck Area | 297 sqft Deck |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 323 E WATER ST |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-1555 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S21 T16N R14E NEWTON'S RESURVEY WEST 1/2 OF LOT 22 & PT OF LOT 21 OF W 1/2 SE 1/4 THE 50' IMMEDIATELY TO THE S THEREOF |
| Legal Range | 14E |
| Legal Township | 16N |
| Legal Section | 21 |
| Legal Subdivision | NEWTONS RESURVEY |
| Legal Lot Number | 21-22 |
| Jurisdiction | FOND DU LAC WI |
| Minor Civil Division | RIPON |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 41500 |
Source: Fond Du Lac County records · APN RIP-16-14-21-14-210-10
Assessment roll updated March 26, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 E WATER ST, RIPON, WI 54971-1555 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Sep 08, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FOX VALLEY SAVINGS BANK |
| Jul 02, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) FOX VALLEY SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2023 · Amount on Record |
| Deed Sale | Sep 08, 2023 · Amount on Record |
| Prior Sale | Jul 02, 2018 · Amount on Record |
| Deed Doc Number | 20231187585 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 323 E WATER ST, RIPON, WI 54971-1555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 323 EWATER ST, RIPON, WI 54971 |
| Document Number | 0001218677 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 1218677 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Sep 08, 2023 |
| Property Address | 323 E WATER ST, RIPON, WI 54971-1555 |
| Document Number | 0001187585 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 1187585 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 E WATER ST # 2023, 2023, RIPON, WI 54971-1555 |
| Document Number | 0001187586 |
|---|---|
| Date | Sep 08, 2023 |
| Instrument | 1187586 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 323 E WATER ST, RIPON, WI 54971-1555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1138137 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | 1138137 |
| Name | FOX VALLEY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FOND DU LAC, WI 54935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Jul 02, 2018 |
| Property Address | 323 E WATER ST, RIPON, WI 54971-1555 |
| Document Number | 0001100919 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 1100919 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 E WATER ST, RIPON, WI 54971-1555 |
| Document Number | 0001100920 |
|---|---|
| Date | Jul 02, 2018 |
| Instrument | 1100920 |
| Name | FOX VALLEY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,674.00 (+49.72%) | $118,100 (+26.72%) Land $17,000 Building $101,100 | $182,151 (+66.36%) Land $26,220 Building $155,931 |
| 2023 | $1,786.00 (+2.29%) Homeowner's exemption | $93,200 (-) Land $17,000 Building $76,200 | $109,492 (+11.48%) Land $19,972 Building $89,520 |
| 2022 | $1,746.00 Homeowner's exemption | $93,200 Land $17,000 Building $76,200 | $98,216 Land $17,915 Building $80,301 |
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