314 E Water St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 314 E Water St, Ripon, WI 54971 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1936
Square Footage1,521 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$102,500 (2014)
Tax Bill$2,369.00 (2025)

Property Details

APN / Parcel Number

Primary APNRIP-16-14-21-14-240-06

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,521 sqft Living Area
1st Floor821 sqft 1st Floor
2nd Floor583 sqft 2nd Floor
Attic Area117 sqft Attic
Attic1 Attic
Basement Area821 sqft Basement
Game RoomGame Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleCape Cod Style
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Depth X Width16.5 ft x 6 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area285 sqft Garage
Canopy Area78 sqft Canopy

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address314 E WATER ST
CityRIPON
StateWI
Zip54971-1556
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS21 T16N R14E NEWTON'S RESURVEY THE W 60' OF E 1/2 OF LOT 24 OF W 1/2 SE 1/4
Legal Range14E
Legal Township16N
Legal Section21
Legal SubdivisionNEWTONS RESURVEY
Legal Lot Number24
JurisdictionFOND DU LAC WI
Minor Civil DivisionRIPON
Census Blockgroup2
Census Block2028
Census Tract41500

Owner

Source: Fond Du Lac County records · APN RIP-16-14-21-14-240-06

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address218 E BLOSSOM ST, RIPON, WI 54971-1526
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2019Deed of Trust, Mortgage · Line of Credit
SUMMIT CU
Jun 21, 2019Deed of Trust, Mortgage · Stand Alone Second Mortgage
SUMMIT CU
Jan 18, 2019Deed of Trust, Mortgage
SUMMIT CU
Dec 29, 2006Deed of Trust, Mortgage
GOLDEN RULE MORTGAGES INC
May 19, 2009Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
TOWNE MORTGAGE CO
Nov 04, 2025Warranty Deed, Transfer
HORICON BANK
Oct 18, 2013Sheriff's Deed, Foreclosure · Commercial Mortgage
CHOICE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2014 · Amount on Record
Deed SaleJun 25, 2014 · Amount on Record
Prior SaleOct 18, 2013 · Amount on Record
Deed Doc Number20141039265
Record RefreshedJun 08, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address314 E WATER ST, RIPON, WI 54971-1556
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001108834
DateJan 18, 2019
Instrument1108834
Lender
NameSUMMIT CU
TypeCredit Union
AddressMADISON, WI 53718
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 17, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address314 E WATER ST, RIPON, WI 54971-1556
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001114599
DateJun 21, 2019
Instrument1114599
Lender
NameSUMMIT CU
TypeCredit Union
AddressMADISON, WI 53708
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term145 Months
DueJul 01, 2031

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address314 E WATER ST, RIPON, WI 54971-1556
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001108833
DateJan 18, 2019
Instrument1108833
Lender
NameSUMMIT CU
TypeCredit Union
AddressMADISON, WI 53708
Agreement
AmountAmount Recorded
Term145 Months
DueFeb 04, 2031

December 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address314 E WATER ST, RIPON, WI 54971-1556
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000886180
DateDec 29, 2006
Instrument886180
Lender
NameGOLDEN RULE MORTGAGES INC
TypeMortgage Company
AddressRIPON, WI 54971
Agreement
AmountAmount Recorded
Term120 Months
DueDec 19, 2016

May 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address314 E WATER ST, RIPON, WI 54971-1556
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000938519
DateMay 19, 2009
Instrument938519
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2039

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOND DU LAC WI
Recording DateNov 04, 2025
Property Address314 E WATER ST, RIPON, WI 54971-1556
Document Number0001215743
Instrument DateOct 31, 2025
Instrument1215743
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyGUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 E BLOSSOM ST, RIPON, WI 54971-1526

Mortgage

Document Number0001215744
DateNov 04, 2025
Instrument1215744
Lender
NameHORICON BANK
TypeBank
Agreement
AmountAmount Recorded

October 2013: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionFOND DU LAC WI
Recording DateOct 18, 2013
Property Address314 E WATER ST, RIPON, WI 54971-1556
Document Number0001029761
Instrument DateSep 03, 2013
Instrument1029761
Transaction TypeForeclosure
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$173.40
Amount AccuracyCalculated from Tax
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E KIMBERLY AVE, KIMBERLY, WI 54136-1419
InvestorPossibly a Property Investor

Mortgage

Document Number0001029762
DateOct 18, 2013
Instrument1029762
Lender
NameCHOICE BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyFond Du Lac County
MunicipalityRipon City
Unified School DistrictRipon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,369.00 (+9.78%)$105,700 (-) Land $20,000 Building $85,700$163,026 (+16.85%) Land $30,847 Building $132,179
2024$2,158.00 (+4.2%) Homeowner's exemption$105,700 (-) Land $20,000 Building $85,700$139,512 (+12.35%) Land $26,398 Building $113,114
2023$2,071.00 Homeowner's exemption$105,700 Land $20,000 Building $85,700$124,177 Land $23,496 Building $100,681

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