323 E River Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 323 E River Rd, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1978
Square Footage	2,240 sqft Living Area
Lot Size	62,291 sqft (1.43 acres)
Occupancy	Owner Occupied
Last Sale	$174,900 (2020)
Tax Bill	$5,100.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`351200 146.43-01-01.12`
Alternative APNs	`120014604300010011200000` `7584`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,240 sqft Living Area
1st Floor	1,280 sqft 1st Floor
Upper Floors	960 sqft Upper Floors
Game Room	Game Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary Style
Exterior Material	Wood Exterior
Lot Area	62,291 sqft (1.43 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	700 sqft Garage
Patio Area	784 sqft Patio
Porch Area	448 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	7584
Street Address	323 E RIVER RD
City	OSWEGO
State	NY
Zip	13126-6400
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	17TH TOWNSHIP OF SCRIBAS PATENT
Legal Block	1
Legal Lot Number	1.120
Jurisdiction	OSWEGO NY
Minor Civil Division	OSWEGO
Census Blockgroup	3
Census Block	3002
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 146.43-01-01.12

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	323 E RIVER RD, OSWEGO, NY 13126-6400
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Deed Doc Number	20209163
Record Refreshed	Jun 08, 2026

October 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 02, 2020
Property Address	323 E RIVER RD, OSWEGO, NY 13126-6400
Document Number	0000009163
Instrument Date	Sep 30, 2020
Instrument	R-2020-009163
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 LINCOLN AVE, 18, PULASKI, NY 13142-4006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E RIVER RD, OSWEGO, NY 13126-6400

Mortgage

Document Number	0000009164
Date	Oct 02, 2020
Instrument	R-2020-009164

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,100.00	$272,000 (+43.16%) Land $46,900 Building $225,100	$272,000 (+18.82%) Land $46,900 Building $225,100
2023		$190,000 Land $41,900 Building $148,100	$228,916 Land $50,482 Building $178,434

Flood & Wildfire

323 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oswego County (36075C), updated October 15, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.