323 E Oakridge St, Ferndale, MI 48220 Property Records

Oakland County property record for 323 E Oakridge St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,742 sqft · built 1926
Lot Size0.305 acres (13,286 sqft)
OwnerIndividual Name on File
Tax Bill$4,875 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-25-27-181-076

Property Details

APN / Parcel Number

Primary APN24-25-27-181-076

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,742 sqft Living Area
1st Floor Area976 sqft
Basement Area976 sqft
Unfinished Basement976 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area13,286 sqft (0.305 acres)
Lot Dimensions164 ft deep x 40 ft wide
Garage Area327 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area217 sqft
Deck Area12 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address323 E OAKRIDGE ST
CityFERNDALE
StateMI
Zip48220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAI
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HEIGHTS SUB NO 2 LOTS 148 & 149, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HEIGHTS SUB
Legal Lot Number148-149
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1004
Census Tract173100

Owner

323 E Oakridge St is owned by an individual who acquired it in July 2013.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address19925 RENFREW RD, DETROIT, MI 48221-1364
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 26, 2013
Transfer Doc0000218115
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJun 3, 2026
Document Number20260079378
Book / Page61258 / 869
Instrument DateMay 28, 2026
Instrument202679378
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079378,
DateJun 3, 2026
Book Page61258/869
Instrument202679378
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 15, 2051
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 323 E Oakridge St was $4,875, down 0.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,875.00 (-0.79%)$215,300$430,600
2024$4,914.00
2023$184,850$369,700
2021$3,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 E Oakridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 323 E Oakridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLEASANT RIDGE
serves 2,872 people · EPA ID MI0005390
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2022
Also Mapped HereFERNDALE
Lead8 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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