310 E Oakridge St, Ferndale, MI 48220 Property Records

Oakland County property record for 310 E Oakridge St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,236 sqft · built 1939
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2026)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-326-019`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-326-019`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	850 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	310 E OAKRIDGE ST
City	FERNDALE
State	MI
Zip	48220-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 218, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HTS SUB
Legal Lot Number	218
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1005
Census Tract	173100

Owner

Source: Oakland County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6133 FARMSTEAD PL, COLORADO SPRINGS, CO 80925-1347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Nov 30, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 5, 2020	Loan Modification, Mortgage · Conventional with PMI BANK OF ANN ARBOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Nov 30, 2023 · Amount on Record
Deed Document Number	202676795
Deed Book / Page	61244 / 340
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	310 E OAKRIDGE ST, FERNDALE, MI 48220-3700
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E OAKRIDGE ST, FERNDALE, MI 48220-3700

Mortgage

Document Number	0000126026
Date	Oct 6, 2025
Book Page	60591/234
Instrument	126026

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 1, 2026
Property Address	310 E OAKRIDGE ST, FERNDALE, MI 48220-3700
Document Number	0000076795
Book / Page	61244 / 340
Instrument Date	May 26, 2026
Instrument	202676795
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6133 FARMSTEAD PL, COLORADO SPRINGS, CO 80925-1347

Mortgage

Document Number	0000077213,
Date	Jun 1, 2026
Instrument	202677213

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 1, 2026
Property Address	310 E OAKRIDGE ST, FERNDALE, MI 48220-3700
Document Number	20260076795
Book / Page	61244 / 340
Instrument Date	May 26, 2026
Instrument	202676795
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	MICHIGAN TITLE, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6133 FARMSTEAD PL, COLORADO SPRINGS, CO 80925-1347

Mortgage

Document Number	0000077213,
Date	Jun 1, 2026
Instrument	202677213

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 30, 2023
Property Address	310 E OAKRIDGE ST, FERNDALE, MI 48220-3700
Document Number	0000130136
Book / Page	59035 / 518
Map Reference	LB 10 PG 27
Instrument Date	Nov 21, 2023
Instrument	130136
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 DEMING LN, GROSSE POINTE FARMS, MI 48236-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 TOMALES RD, PETALUMA, CA 94952-9600

Mortgage

Document Number	0059035138
Date	Nov 30, 2023
Instrument	59035/138

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	310 E OAKRIDGE ST, FERNDALE, MI 48220-3700
Document Number	0000249249
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20259 MACK AVE #2 GROSSE POINTE WOODS MI 482361783, 2, GROSSE POINTE WOODS, MI 48236-1783

Mortgage

Document Number	0000249249
Date	Nov 25, 2020
Book Page	055234/000860
Instrument	249249

Lender

Name	BANK OF ANN ARBOR
Type	Bank
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,255.00 (-1.76%) Homeowner's exemption	$138,370 (+20.2%)	$276,740 (+20.2%)
2024	$6,367.00 (+50.31%)
2023		$115,120	$230,240
2021	$4,236.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT RIDGE serves 2,872 people · EPA ID MI0005390
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2022
Also Mapped Here	FERNDALE
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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