323 E Main St, #325, Frankfort, KY 40601 Property Records

Franklin County property record for 323 E Main St, #325, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Lot Size	0.295 acres (12,890 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Oct 2021)
Tax Bill	$926 (2025)
Deeds & Mortgages	Oct 2021 Sale & Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074-22-05-006.00`

Property Details

APN / Parcel Number

Primary APN	`074-22-05-006.00`
Alternative APN	`75381`

Interior

Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,890 sqft (0.295 acres)
Lot Dimensions	175 ft deep x 71 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Basement
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	75381
Street Address	323 E MAIN ST, 325
City	FRANKFORT
State	KY
Zip	40601-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD SUB PT OF LOT 2
Legal Subdivision	EDGEWOOD
Legal Lot Number	2
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1023
Census Tract	70601

Owner

Source: Franklin County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	612 CARDIFF LN, LEXINGTON, KY 40503-4206
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed, Transfer · Line of Credit FIRST FSB (FRANKFORT KY
Oct 28, 2019	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	2021535966
Deed Book / Page	606 / 827
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 5, 2021
Property Address	323 E MAIN ST # 325, 325, FRANKFORT, KY 40601-2331
Document Number	00D606/827
Book / Page	D606 / 827
Map Reference	MB 73 PG 222
Instrument Date	Sep 30, 2021
Instrument	535966
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 668, EL GRANADA, CA 94018-0668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 CARDIFF LN, LEXINGTON, KY 40503-4206

Mortgage

Document Number	0000535967
Date	Oct 5, 2021
Instrument	535967

Lender

Name	FIRST FSB (FRANKFORT KY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2046

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 28, 2019
Property Address	323 E MAIN ST # 325, 325, FRANKFORT, KY 40601-2331
Document Number	00D589/465
Book / Page	D589 / 465
Map Reference	MB 73 PG 222
Instrument Date	Oct 25, 2019
Instrument	496393
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 RANDOLPH COURT, LEXINGTON, KY 40503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4742 BEL ROMA RD, LIVERMORE, CA 94551-9196

Mortgage

Document Number	0000496394
Date	Oct 28, 2019
Instrument	496394

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$926.00 (+22.16%)	$203,200 (+27%) Land $15,000 Building $188,200	$203,200 (+27%) Land $15,000 Building $188,200
2023	$758.00 (-0.39%)	$160,000 (-)	$160,000 (-)
2022	$761.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (2010–2025)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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