317 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 317 E Main St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 400 sqft
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Dec 2009)
Tax Bill	$661 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074-22-05-003.00`

Property Details

APN / Parcel Number

Primary APN	`074-22-05-003.00`
Alternative APN	`56714`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	400 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	56714
Street Address	317 E MAIN ST
City	FRANKFORT
State	KY
Zip	40601-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD LOT 5
Legal Subdivision	EDGEWOOD
Legal Lot Number	5
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1031
Census Tract	70601

Owner

Source: Franklin County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 E MAIN ST, FRANKFORT, KY 40601-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB (FRANKFORT KY
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FSB (FRANKFORT KY)
Oct 24, 2017	Deed of Trust, Mortgage FIRST FSB (FRANKFORT KY)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2009 · Amount on Record
Deed Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	2009352661
Deed Book / Page	517 / 603
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	317 E MAIN ST, FRANKFORT, KY 40601-2331
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E MAIN ST, FRANKFORT, KY 40601-2331

Mortgage

Document Number	0M1703/121
Date	May 2, 2023
Book Page	M1703/121
Instrument	687589

Lender

Name	FIRST FSB (FRANKFORT KY
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	317 E MAIN ST, FRANKFORT, KY 40601-2331
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1434/492
Date	Oct 24, 2017
Book Page	M1434/492
Instrument	466269

Lender

Name	FIRST FSB (FRANKFORT KY)
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	317 E MAIN ST, FRANKFORT, KY 40601-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1434/481
Date	Oct 24, 2017
Book Page	M1434/481
Instrument	466268

Lender

Name	FIRST FSB (FRANKFORT KY)
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00 (-3.78%)	$145,000 (-) Land $20,000 Building $125,000	$145,000 (-) Land $20,000 Building $125,000
2023	$687.00 (-0.43%)	$145,000 (-)	$145,000 (-)
2022	$690.00	$145,000	$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (2010–2025)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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