Montgomery County property record for 323 E Franklin St, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1969 |
| Lot Size | 0.327 acres (14,248 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jul 2017) |
| Tax Bill | $4,384 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O68-00402-0011 |
| Primary APN | O68-00402-0011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,108 sqft |
| 1st Floor Area | 1,728 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,248 sqft (0.327 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 540 sqft |
|---|---|
| Patio Area | 540 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 323 E FRANKLIN ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 PT LAKE GLEN EST SEC 2 |
| Legal Subdivision | LAKE GLEN EST |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40302 |
Source: Montgomery County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 323 E FRANKLIN ST, DAYTON, OH 45459-5709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CREDIT UNION |
| Jul 20, 2017 | Warranty Deed, Transfer · Conventional with PMI DAY AIR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on Record |
| Deed Sale | Jul 20, 2017 · Amount on Record |
| Deed Document Number | 201742282 |
| Prior Transfer Date | Mar 20, 2013 |
| Prior Transfer Doc | 0000020500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 19, 2026 |
| Property Address | 323 E FRANKLIN ST, DAYTON, OH 45459-5709 |
| Document Number | 0000029647 |
| Instrument Date | May 18, 2026 |
| Instrument | 202629647 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 323 E FRANKLIN ST, DAYTON, OH 45459-5709 |
| Document Number | 0000029647, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202629647 |
| Name | DAY AIR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 20, 2017 |
| Property Address | 323 E FRANKLIN ST, DAYTON, OH 45459-5709 |
| Document Number | 0000042282 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 42282 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2017 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 E FRANKLIN ST CENTERVILLE OH 454595709, CENTERVILLE, OH 45459-5709 |
| Document Number | 42283 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 42283 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,384.00 | $69,060 (-) Land $15,800 Building $53,260 | $197,320 (-) Land $45,150 Building $152,170 |
| 2024 | $4,384.00 (+9.16%) | ||
| 2023 | $4,016.00 (+2.29%) | $69,060 (+28.99%) Land $15,800 Building $53,260 | $197,320 (+29%) Land $45,150 Building $152,170 |
| 2022 | $3,926.00 | $53,540 Land $12,250 Building $41,290 | |
| 2020 | $152,960 Land $35,000 Building $117,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2000 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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