323 E Cedar St, Cherokee, IA 51012 Property Records

Cherokee County property record for 323 E Cedar St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 907 sqft · built 1880
Lot Size	0.123 acres (5,360 sqft)
Owner	Individual Name on Record
Last Sale	$7,000 (Aug 2005)
Tax Bill	$36 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`0727482006`

Property Details

APN / Parcel Number

Primary APN	`0727482006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	907 sqft Living Area
1st Floor Area	638 sqft
Basement Area	638 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,360 sqft (0.123 acres)
Lot Dimensions	134 ft deep x 40 ft wide
Porch	Enclosed Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	323 E CEDAR ST
City	CHEROKEE
State	IA
Zip	51012-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E10' LOT 36 & W30' LOT 37 BLK 3 HUXFORD 2ND ADD 7274
Legal Range	40
Legal Township	92
Legal Section	27
Legal Subdivision	HUXFORD 2ND ADD
Legal Block	3
Legal Lot Number	36,37
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1019
Census Tract	80101

Owner

Source: Cherokee County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	323 E CEDAR ST, CHEROKEE, IA 51012-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit NORTH STAR COMMUNITY CU
Jul 20, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2005 · Amount on Record
Deed Sale	Aug 12, 2005 · Amount on Record
Prior Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	02005/1630
Deed Book / Page	2005 / 1630
Last Transfer Date	Jul 20, 2023
Transfer Doc	02023/1165
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	323 E CEDAR ST, CHEROKEE, IA 51012-1903
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1965
Date	Aug 31, 2022
Book Page	2022/1965
Instrument	2022 1965

Lender

Name	NORTH STAR COMMUNITY CU
Type	Credit Union
Address	CHEROKEE, IA 51012

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jul 20, 2023
Property Address	323 E CEDAR ST, CHEROKEE, IA 51012-1903
Document Number	02023/1165
Book / Page	2023 / 1165
Instrument Date	Nov 18, 2014
Instrument	2023 1165
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Tax	$15.20
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E CEDAR ST, CHEROKEE, IA 51012-1903

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,330 (+7.5%) Land $5,820 Building $7,510	$13,330 (+7.5%) Land $5,820 Building $7,510
2024	$36.00 (-41.94%)
2023		$12,400 Land $5,820 Building $6,580	$12,400 Land $5,820 Building $6,580
2022	$62.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2013–2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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