312 E Cedar St, Cherokee, IA 51012 Property Records

Cherokee County property record for 312 E Cedar St, Cherokee, IA 51012 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,020 sqft · built 1890
Lot Size	0.122 acres (5,320 sqft)
Owner	Company Name on File
Last Sale	$43,000 (Sep 2021)
Tax Bill	$776 (2025)
Deeds & Mortgages	Oct 2022 Transfer Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0727481013`

Property Details

APN / Parcel Number

Primary APN	`0727481013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,320 sqft (0.122 acres)
Lot Dimensions	133 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	312 E CEDAR ST
City	CHEROKEE
State	IA
Zip	51012-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BLK 3 HUXFORD 2ND ADD 7266
Legal Subdivision	HUXFORD 2ND ADD
Legal Block	3
Legal Lot Number	28
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1013
Census Tract	80101

Owner

Source: Cherokee County records · APN 0727481013

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1305 SHOREWAY RD, STORM LAKE, IA 50588-3015
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK
Dec 08, 2020	Warranty Deed, Transfer
Jan 28, 2019	Warranty Deed, Transfer
Jun 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Dec 08, 2020 · Amount on Record
Deed Document Number	20212221
Deed Book / Page	2021 / 2221
Record Updated	Jun 08, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE IA
Recording Date	Oct 26, 2022
Property Address	312 E CEDAR ST, CHEROKEE, IA 51012-1904
Document Number	02022/2379
Book / Page	2022 / 2379
Instrument Date	Oct 25, 2022
Instrument	2022 2379
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 SHOREWAY RD, STORM LAKE, IA 50588-3015

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Sep 27, 2021
Property Address	312 E CEDAR ST, CHEROKEE, IA 51012-1904
Document Number	02021/2221
Book / Page	2021 / 2221
Instrument Date	Sep 21, 2021
Instrument	2021 2221
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 SHOREWAY RD, STORM LAKE, IA 50588-3015
Investor	Possibly a Property Investor

Mortgage

Document Number	0020212222
Date	Sep 27, 2021
Instrument	2021 2222

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Dec 08, 2020
Property Address	312 E CEDAR ST, CHEROKEE, IA 51012-1904
Document Number	02020/2501
Book / Page	2020 / 2501
Instrument Date	Nov 30, 2020
Instrument	2020 2501
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Amount	Amount Recorded
Tax	$59.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E CEDAR ST, CHEROKEE, IA 51012-1904

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jan 28, 2019
Property Address	312 E CEDAR ST, CHEROKEE, IA 51012-1904
Document Number	02019/0175
Book / Page	2019 / 0175
Instrument Date	Jan 25, 2019
Instrument	2019 0175
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 530TH ST LOT 9, 9, CHEROKEE, IA 51012-7005

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jun 13, 2017
Property Address	312 E CEDAR ST, CHEROKEE, IA 51012-1904
Document Number	02017/1106
Book / Page	2017 / 1106
Instrument Date	Jun 06, 2017
Instrument	2017 1106
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$776.00	$53,110 (+13.6%) Land $5,820 Building $47,290	$53,110 (+13.6%) Land $5,820 Building $47,290
2024	$776.00 (+10.86%)
2023		$46,750 (+27.21%) Land $5,820 Building $40,930	$46,750 (+27.21%) Land $5,820 Building $40,930
2022	$700.00	$36,750 Land $4,850 Building $31,900
2021			$36,750 Land $4,850 Building $31,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (19035C), updated December 1, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190350801011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2013–2024)
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims By Storm	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Northwest Communications Cooperative Association	Fixed Wireless	100 / 20

May also be available at this address: Verizon, C-M-L Telephone Cooperative Association. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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