Franklin County property record for 323 E 3rd St, Frankfort, KY 40601 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2009 |
| Lot Size | 3,100 sqft (0.071 acres) |
| Last Sale | $290,000 (2023) |
| Tax Bill | $1,322.00 (2025) |
| Primary APN | 062-31-25-008.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Stories |
|---|---|
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,100 sqft (0.071 acres) |
| Depth X Width | 100 ft x 31 ft Depth x Width |
| View | Flood Plain/Flood Zone View |
| Topography | Rolling Topography |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 77577 |
|---|---|
| Street Address | 323 E 3RD ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2913 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN KY |
| Minor Civil Division | FRANKFORT |
| Census Blockgroup | 1 |
| Census Block | 1034 |
| Census Tract | 70500 |
Source: Franklin County records · APN 062-31-25-008.00
Assessment roll updated March 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed, Transfer · Conventional Mortgage NATIONAL B/C CREDIT |
| Feb 09, 2010 | Deed of Trust, Mortgage HABITAT FOR HUMANITY OF FRANKLIN CNTY IN |
| Mar 21, 2014 | Deed, Transfer · Seller Take-Back HABITAT HUMANITY OF FRANKLIN COUNT |
| Feb 09, 2010 | Deed, Transfer · Stand Alone Second Mortgage HABITAT FOR HUMANITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2023 · Amount on Record |
| Deed Sale | Jan 04, 2023 · Amount on Record |
| Prior Sale | Mar 21, 2014 · Amount on Record |
| Deed Doc Number | 2023680319 |
| Deed Book / Page | 618 / 32 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jul 13, 2026 |
| Property Address | 323 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Document Number | 0000944414 |
| Book / Page | 647 / 641 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 2026944414 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,845.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Document Number | 0000944425, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026944425 |
| Name | NATIONAL B/C CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 323 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1161/768 |
|---|---|
| Date | Feb 09, 2010 |
| Book Page | M1161/768 |
| Instrument | 354121 |
| Name | HABITAT FOR HUMANITY OF FRANKLIN CNTY IN |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40602 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 08, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 21, 2014 |
| Property Address | 323 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Document Number | 00D545/439 |
| Book / Page | D545 / 439 |
| Instrument Date | Mar 20, 2014 |
| Instrument | 413867 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1455, FRANKFORT, KY 40602-1455 |
| Name | Verified Name |
|---|---|
| Address | 323 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Document Number | 0000413868 |
|---|---|
| Date | Mar 21, 2014 |
| Instrument | 413868 |
| Name | HABITAT HUMANITY OF FRANKLIN COUNT |
|---|---|
| Type | Seller |
| Type | Seller Take-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 15, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Feb 09, 2010 |
| Property Address | 323 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Document Number | 00D518/505 |
| Book / Page | D518 / 505 |
| Instrument Date | Jan 29, 2010 |
| Instrument | 354120 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1455, FRANKFORT, KY 40602-1455 |
| Name | Verified Name |
|---|---|
| Address | 323 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Document Number | 0M1161/771 |
|---|---|
| Date | Feb 09, 2010 |
| Book Page | M1161/771 |
| Instrument | 354122 |
| Name | HABITAT FOR HUMANITY |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40602 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2030 |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,322.00 (-3.78%) | $290,000 (-) Land $10,000 Building $280,000 | $290,000 (-) Land $10,000 Building $280,000 |
| 2023 | $1,374.00 (+203.98%) | $290,000 (+205.26%) | $290,000 (+205.26%) |
| 2022 | $452.00 | $95,000 | $95,000 |
323 E 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Franklin County (21073C), updated December 21, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the South Frankfort Neighborhood Historic District listed 1982 · 595 contributing resources · NRIS 82002698 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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