Franklin County property record for 319 E 3rd St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.07 acres (3,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,750 (Jan 2007) |
| Tax Bill | $26 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-31-25-006.00 |
| Primary APN | 062-31-25-006.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,060 sqft (0.07 acres) |
| Lot Dimensions | 180 ft deep x 17 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 68775 |
|---|---|
| Street Address | 319 E 3RD ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THIRD STREET |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 70500 |
Source: Franklin County records · APN 062-31-25-006.00
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK |
| Feb 21, 2018 | Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2007 · Amount on Record |
| Deed Sale | Jan 04, 2007 · Amount on Record |
| Deed Document Number | 2007309645 |
| Deed Book / Page | 496 / 352 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 319 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1594/452 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | M1594/452 |
| Instrument | 521570 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 319 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | M1461/001 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | M1461/001 |
| Instrument | 477027 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 319 E 3RD ST, FRANKFORT, KY 40601-2913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | M1446/004 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | M1446/004 |
| Instrument | 470953 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26.00 (-36.59%) | $55,000 (-) Land $5,000 Building $50,000 | $55,000 (-) Land $5,000 Building $50,000 |
| 2023 | $41.00 (-40.58%) | $55,000 (-) | $55,000 (-) |
| 2022 | $69.00 Homeowner's exemption | $55,000 | $55,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 294 (1978–2025) |
| Claims Outside the SFHA | 23 of 294 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the South Frankfort Neighborhood Historic District listed 1982 · 595 contributing resources · NRIS 82002698 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric and Water Plant Board of the City of Frankfort Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 283 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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