323 E 3rd St, Covington, KY 41011 Property Records

Kenton County property record for 323 E 3rd St, Covington, KY 41011 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 1894
Square Footage3,020 sqft Finished Area
Lot Size2,200 sqft (0.051 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2021)
Tax Bill$6,611.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-14-17-002.00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area3,020 sqft Finished Area
Gross Area3,448 sqft Gross Area
Stories3 Stories

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Exterior MaterialCombination Exterior
Roof MaterialMetal Roof
Lot Area2,200 sqft (0.051 acres)
Depth X Width110 ft x 20 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address323 E 3RD ST
CityCOVINGTON
StateKY
Zip41011-1709
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT OF COV PT LOT 133 20'X 110' SS 3RD ST 226.83' E GARRARD
Legal SubdivisionORIGINAL PLAT OF COV
Legal Lot Number133
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3001
Census Tract67000

Owner

Source: Kenton County records · APN 054-14-17-002.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address323 E 3RD ST, COVINGTON, KY 41011-1709
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage
UNION SAVINGS BANK
Nov 03, 2017Deed of Trust, Mortgage
UNION SVGS
Jan 09, 2017Warranty Deed, Transfer
SPRINGDALE TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2021 · Amount on Record
Deed SaleApr 07, 2021 · Amount on Record
Prior SaleJan 10, 2017 · Amount on Record
Deed Doc Number202156609
Deed Book / Page82 / 926
Last Transfer DateMar 26, 2025
Transfer Doc0005900131
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address323 E 3RD ST, COVINGTON, KY 41011-1709
Transaction TypeMortgage
Record UpdatedOct 06, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900379
DateSep 22, 2021
Book Page275/730
Instrument21092205900379
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
AmountAmount Recorded
Term121 Months
DueOct 01, 2031

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address323 E 3RD ST, COVINGTON, KY 41011-1709
Document Number0000000188
Book / Page0C6292 / 000241
Instrument DateNov 03, 2017
Transaction TypeMortgage
Record UpdatedDec 11, 2017
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address323 E 3RD ST COVINGTON KY 410111774, COVINGTON, KY 41011-1774

Mortgage

Document Number0000000188
DateNov 13, 2017
Book Page0C6292/000241
Instrument188
Lender
NameUNION SVGS
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45249
Agreement
AmountAmount Recorded
Term360 Months
DueNov 12, 2047

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 09, 2017
Property Address323 E 3RD ST, COVINGTON, KY 41011-1709
Document Number0000000088
Book / Page0C6072 / 000017
Instrument DateDec 15, 2016
Instrument88
Transaction TypeTransfer
Record UpdatedMay 05, 2017
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5237 OSTENHILL CT CINCINNATI OH 452385730, CINCINNATI, OH 45238-5730

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,611.00 (-0.53%)$499,000 (-) Land $25,000 Building $474,000$499,000 (-) Land $25,000 Building $474,000
2023$6,646.00$499,000 Land $25,000 Building $474,000$499,000 Land $25,000 Building $474,000

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