319 E 3rd St, Covington, KY 41011 Property Records

Kenton County property record for 319 E 3rd St, Covington, KY 41011 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1985
Square Footage1,020 sqft Finished Area
Lot Size739 sqft (0.016 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2019)
Tax Bill$3,394.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-14-17-001.11

Interior

Bedrooms2 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area1,020 sqft Finished Area
Gross Area1,241 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1985
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area739 sqft (0.016 acres)
Depth X Width43.5 ft x 17 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0541417001.11
Street Address319 E 3RD ST
CityCOVINGTON
StateKY
Zip41011-1709
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGARRARD ROW B 17.00X43.50
Legal SubdivisionGARRARD ROW
Legal Block17
Legal Lot NumberB
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3002
Census Tract67000

Owner

Source: Kenton County records · APN 054-14-17-001.11

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address319 E 3RD ST, COVINGTON, KY 41011-1709
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK
Apr 01, 2019Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BK
Jan 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2019 · Amount on Record
Deed SaleApr 01, 2019 · Amount on Record
Prior SaleMar 14, 2008 · Amount on Record
Deed Doc Number0006628339
Deed Book / Page6628 / 339
Record RefreshedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address319 E 3RD ST, COVINGTON, KY 41011-1709
Document Number0000000134
Instrument DateNov 24, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address319 E 3RD ST COVINGTON KY 410111709, COVINGTON, KY 41011-1709

Mortgage

Document Number0000000134
DateNov 30, 2020
Book Page00M132/000761
Instrument134
Lender
NameFIFTH THIRD BK
TypeBank
AddressACKWORTH, IA 50001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 29, 2035

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 01, 2019
Property Address319 E 3RD ST, COVINGTON, KY 41011-1709
Document Number0000000060
Book / Page0C6628 / 000339
Instrument DateMar 26, 2019
Instrument60
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address319 E 3RD ST COVINGTON KY 410111709, COVINGTON, KY 41011-1709

Mortgage

Document Number61
DateApr 01, 2019
Book Page0C6628/000342
Instrument61
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 31, 2034

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address319 E 3RD ST, COVINGTON, KY 41011-1709
Document Number0000000021
Instrument DateJan 12, 2018
Transaction TypeMortgage
Record UpdatedFeb 26, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3L9 3RD ST E COVINGTON KY 41011, COVINGTON, KY 41011

Mortgage

Document Number0000000021
DateJan 19, 2018
Book Page0C6337/000033
Instrument21
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,394.00 (-0.53%)$256,200 (-) Land $10,000 Building $246,200$256,200 (-) Land $10,000 Building $246,200
2023$3,412.00$256,200 Land $10,000 Building $246,200$256,200 Land $10,000 Building $246,200

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