323 Declaration Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 323 Declaration Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,112 sqft · built 2009
Lot Size	4.05 acres (176,418 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (May 2017)
Tax Bill	$4,185 (2026)
Deeds & Mortgages	Dec 2019 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-6A-0012.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6A-0012.0000`
Alternative APN	`19-02-6A-0012.0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,112 sqft Living Area
1st Floor Area	2,946 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	176,418 sqft (4.05 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	323 DECLARATION DR
City	CHARLES TOWN
State	WV
Zip	25414-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#12 PRESERVE-BARLEYWOOD
Legal Subdivision	PRESERVE AT BARLEYWOOD
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4049
Census Tract	972402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Barleywood listed 2007 · 8 contributing resources · NRIS 07000241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 DECLARATION DR, CHARLES TOWN, WV 25414-4952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 10, 2017	Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Deed Document Number	20179787
Deed Book / Page	1190 / 544
Prior Transfer Date	Sep 17, 2009
Prior Transfer Doc	1071/452
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	323 DECLARATION DR, CHARLES TOWN, WV 25414-4952
Document Number	0000016321
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 DECLARATION DR CHARLES TOWN WV 254144952, CHARLES TOWN, WV 25414-4952

Mortgage

Document Number	0000016321
Date	Dec 17, 2019
Book Page	002257/000258
Instrument	16321

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 10, 2017
Property Address	323 DECLARATION DR, CHARLES TOWN, WV 25414-4952
Document Number	1190/544
Book / Page	1190 / 544
Map Reference	MB 23 PG 25-25H
Instrument Date	May 2, 2017
Instrument	201700009787
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,046.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 DECLARATION DR, CHARLES TOWN, WV 25414-4952

Mortgage

Document Number	201700009788
Date	May 10, 2017
Instrument	201700009788

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Jun 1, 2020
Change Frequency	3 Years
Min Rate At Change	2.87%
Max Rate At Change	5.85%
Index	3-Year CMT
Max Rate	7.85%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,185.00 (-0.4%)	$362,900 (+0.33%) Land $126,600 Building $236,300	$604,833 (+0.32%) Land $211,000 Building $393,833
2025	$4,202.00 (+4.27%)	$361,700 (+4.81%) Land $125,400 Building $236,300	$602,900 (+4.83%) Land $209,000 Building $393,900
2023	$4,030.00	$345,100 Land $125,400 Building $219,700	$575,100 Land $209,000 Building $366,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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