323 Charlotte St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 323 Charlotte St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 996 sqft · built 1900
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$490,000 (Mar 2021)
Tax Bill$2,929 (2025)
Deeds & MortgagesMay 2022 Transfer
Mar 2021 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN200980-0000

Property Details

APN / Parcel Number

Primary APN200980-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area996 sqft Living Area
Gross Area1,128 sqft
1st Floor Area996 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions72 ft deep x 45 ft wide
PorchFinished Screened Porch
Porch Area132 sqft
Deck Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address323 CHARLOTTE ST
CitySAINT AUGUSTINE
StateFL
Zip32084-5034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF ST AUGUSTINE S44.5 OF W72FT OF LOT 1 BLK 43-A OR5563/1242
Legal Range30E
Legal Township07S
Legal Section20
Legal SubdivisionCITY OF ST AUGUSTINE
Legal Block43
Legal Lot Number1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1029
Census Tract20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address323 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Intrafamily Transfer, Transfer
ATTORNEY
Mar 3, 2021Warranty Deed, Transfer
PONTE VEDRA TITLE LLC
Nov 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 8, 2017Warranty Deed, Transfer
GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2021 · Amount on Record
Deed SaleMar 3, 2021 · Amount on Record
Prior SaleJun 8, 2017 · Amount on Record
Deed Document Number202123704
Deed Book / Page5196 / 102
Last Transfer DateMay 20, 2022
Transfer Doc0055631242
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMay 23, 2022
Property Address323 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034
Document Number0055631242
Book / Page5563 / 1242
Instrument DateMay 20, 2022
Instrument2022051991
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address323 CHARLOTTE ST, 323, ST AUGUSTINE, FL 32084-5034

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address323 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 3, 2021
Property Address323 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034
Document Number0051960102
Book / Page5196 / 102
Instrument DateFeb 26, 2021
Instrument2021023704
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address578 PALACE DR, 578, SAINT AUGUSTINE, FL 32084-6660

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateNov 3, 2017
Property Address323 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034
Document Number0044581149
Book / Page004458 / 001149
Instrument DateNov 2, 2017
Instrument74854
Transaction TypeTransfer
Record UpdatedNov 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address323 CHARLOTTE ST ST AUGUSTINE FL 320845034, ST AUGUSTINE, FL 32084-5034

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 8, 2017
Property Address323 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034
Document Number0043860882
Book / Page004386 / 000882
Instrument DateMay 31, 2017
Instrument39641
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$2,821.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 CHARLOTTE ST ST AUGUSTINE FL 320845034, ST AUGUSTINE, FL 32084-5034

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,005 (+2.7%)$611,905 (+5.52%) Land $257,738 Building $354,167
2025$2,929.00 (+8.6%) Homeowner's exemption Widower's exemption$192,799 (+5.99%)$579,913 (-2.97%) Land $257,738 Building $322,175
2024$2,697.00 (+3.06%)
2023$2,617.00 (+0.38%) Homeowner's exemption Widower's exemption$181,908 (+3%)$597,657 (+32.55%) Land $257,738 Building $339,919
2022$2,607.00 Homeowner's exemption Widower's exemption$176,610$450,881 Land $201,701 Building $249,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 165 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies249 units insured
incl. 84 condo units
Nearby Flood Claims296 (1984–2024)
Claims Outside the SFHA1 of 296
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 25 claims
  • Hurricane Irma, Sep 2017 · 82 claims
  • Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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