St. Johns County property record for 320 Charlotte St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 902 sqft · built 1896 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Mar 2012) |
| Tax Bill | $2,678 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 200520-0000 |
| Primary APN | 200520-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 902 sqft Living Area |
| Gross Area | 928 sqft |
| 1st Floor Area | 902 sqft |
| Attic | Attic |
| Attic Area | 26 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 105 ft deep x 51 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 320 CHARLOTTE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF ST AUGUSTINE E69.2FT OF LOT 15 BLK 39-A (EX N14.3 OF W33.9FT) OR3536/750 & 3682/960(L/E) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | CITY OF ST AUGUSTINE |
| Legal Block | 39 |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20500 |
Source: St. Johns County records · APN 200520-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2012 · Amount on Record |
| Deed Sale | Mar 14, 2012 · Amount on Record |
| Deed Document Number | 201214339 |
| Deed Book / Page | 3536 / 750 |
| Last Transfer Date | Jan 28, 2013 |
| Transfer Doc | 0036820960 |
| Record Updated | Jun 08, 2026 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,512 (+2.7%) | $404,958 (+2.47%) Land $259,332 Building $145,626 | |
| 2025 | $2,678.00 (+8.64%) Homeowner's exemption | $175,766 (+2.9%) | $395,203 (+0.89%) Land $259,332 Building $135,871 |
| 2024 | $2,465.00 (+3.01%) Homeowner's exemption | $170,812 (+3%) | $391,719 (+3.45%) Land $259,332 Building $132,387 |
| 2023 | $2,393.00 (+3.73%) Homeowner's exemption | $165,837 (+3%) | $378,663 (+40.13%) Land $259,332 Building $119,331 |
| 2022 | $2,307.00 Homeowner's exemption | $161,007 | $270,221 Land $184,287 Building $85,934 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 165 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 249 units insured incl. 84 condo units |
| Nearby Flood Claims | 296 (1984–2024) |
| Claims Outside the SFHA | 1 of 296 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 153 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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