Jackson County property record for 323 Black Mountain Rd, Cullowhee, NC 28723
| Details | 3 bd · 2 ba · 1,980 sqft · built 1984 |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $665 (2023) |
| Deeds & Mortgages | Apr 2019 Sale Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7569-35-3208 |
| Primary APN | 7569-35-3208 |
|---|---|
| Alternative APNs |
|
| Lot Area | 87,120 sqft (2 acres) |
|---|---|
| Patio Area | 310 sqft |
| Street Address | 323 BLACK MOUNTAIN RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8187 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | LT 18,25 LAPORTE ACRES |
| Legal Lot Number | 18,25 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | RIVER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 950700 |
323 Black Mountain Rd is owned by two individuals.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8187 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2019 | Warranty Deed, Transfer |
| Feb 26, 2018 | Warranty Deed, Transfer · Conventional with PMI MOUNTAIN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 10, 2019 |
| Property Address | 323 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8187 |
| Document Number | 0022350099 |
| Book / Page | 2235 / 99 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 835, TUCKASEGEE, NC 28783 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Feb 26, 2018 |
| Property Address | 323 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8187 |
| Document Number | 0022080374 |
| Book / Page | 002208 / 000374 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 997 CULLOWHEE NC 287230997, CULLOWHEE, NC 28723-0997 |
| Document Number | 22080378 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 002208/000378 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2048 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $665.00 | $175,180 Land $24,990 Building $150,190 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 323 Black Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Black Mountain Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Sky Fi Fixed Wireless | 10 / 1 |
May also be available: Optimum, Verizon.
5G and 4G LTE (outdoors only)
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