290 Black Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 290 Black Mountain Rd, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,170 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$103,050 (Mar 2016)
Tax Bill	$993 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7569-34-3998`

Property Details

APN / Parcel Number

Primary APN	`7569-34-3998`
Alternative APN	`179096`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,170 sqft Heated Area
1st Floor Area	1,450 sqft
Upper Floors Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	290 BLACK MOUNTAIN RD
City	CULLOWHEE
State	NC
Zip	28723-8159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 LAPORTE ACRES
Legal Subdivision	LAPORTE ACRES
Legal Lot Number	11
Jurisdiction	JACKSON NC
Township / Civil Division	RIVER
Census Block Group	1
Census Block	1013
Census Tract	950700

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	290 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage RICHARD R & STEPHANIE K ERKENEFF
May 25, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2016 · Amount on File
Deed Sale	Mar 23, 2016 · Amount on File
Deed Book / Page	2125 / 732
Last Transfer Date	Mar 23, 2022
Transfer Doc	0023301004
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Mar 28, 2022
Property Address	290 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8159
Document Number	0023301004
Book / Page	2330 / 1004
Map Reference	CAB 3 PG 109
Instrument Date	Mar 23, 2022
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8159

Mortgage

Document Number	0023301008
Date	Mar 28, 2022
Instrument	2330/1008

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	290 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8159
Document Number	0021900893
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 203 BALSAM NC 287070203, BALSAM, NC 28707-0203

Mortgage

Document Number	0021900893
Date	Jun 7, 2017
Book Page	002190/000893

Lender

Name	RICHARD R & STEPHANIE K ERKENEFF
Address	PO BOX 3447, SOLDOTNA, AK 99669-3447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jun 6, 2024

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON NC
Recording Date	May 25, 2017
Property Address	290 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8159
Document Number	0021890719
Book / Page	002189 / 000719
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 203 BALSAM NC 287070203, BALSAM, NC 28707-0203

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$261,576 (-) Land $30,270 Building $231,306
2025	$993.00 (+59.13%)	$261,576 (+59.08%) Land $30,270 Building $231,306
2023	$624.00	$164,430 Land $26,890 Building $137,540

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Sky Fi Fixed Wireless	10 / 1

May also be available: Optimum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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