323 3rd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 323 3rd Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	7,349 sqft (0.168 acres)
Occupancy	Owner Occupied
Last Sale	$220,000 (2022)
Tax Bill	$2,828.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17.00771.00`

Exterior

Lot Area	7,349 sqft (0.168 acres)

Location & Zoning

Street Address	323 3RD AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0305
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-013 BLOCK-007
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	7
Legal Lot Number	13
Jurisdiction	BENTON MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4032
Census Tract	21201

Owner

Source: Benton County records · APN 17.00771.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	323 3RD AVE NE, SAINT CLOUD, MN 56304-0305
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Apr 04, 2005 · Amount on Record
Deed Doc Number	2022461301
Record Refreshed	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 21, 2022
Property Address	323 3RD AVE NE, SAINT CLOUD, MN 56304-0305
Document Number	0000461301
Instrument Date	Jun 13, 2022
Instrument	461301
Transaction Type	Transfer
Record Updated	Jul 05, 2022
Title Company	STEARNS CNTY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	323 3RD AVE NE, SAINT CLOUD, MN 56304-0305

Mortgage

Document Number	0000461302
Date	Jun 21, 2022
Instrument	461302

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Mortgage

Document Number	0000461303
Date	Jun 21, 2022
Instrument	461303

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	323 3RD AVE NE, SAINT CLOUD, MN 56304-0305
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449337
Date	Jan 27, 2021
Instrument	449337

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 01, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	323 3RD AVE NE, SAINT CLOUD, MN 56304-0305
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	LENDSERV NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	435880
Date	May 28, 2019
Instrument	435880

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,828.00 (+23.39%) Homeowner's exemption	$207,100 (-) Land $25,000 Building $182,100	$207,100 (-) Land $25,000 Building $182,100
2023	$2,292.00	$207,100 Land $25,000 Building $182,100	$207,100 Land $25,000 Building $182,100

323 3rd Ave NE, Saint Cloud, MN 56304 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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