312 3rd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 312 3rd Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Architecture Style	Multifamily
Lot Size	9,671 sqft (0.222 acres)
Last Sale	$240,000 (2024)
Tax Bill	$4,384.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17.00815.00`

Exterior

Architectural Style	Multifamily Style
Lot Area	9,671 sqft (0.222 acres)

Location & Zoning

Street Address	312 3RD AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0304
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-006 BLOCK-013 & SELY 28 FT OF LOT 5
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	13
Legal Lot Number	5-6
Jurisdiction	BENTON MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4020
Census Tract	21201

Owner

Source: Benton County records · APN 17.00815.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1715 LIBERTY ST, MORA, MN 55051-7425
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Deed Doc Number	2024470541
Record Refreshed	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Feb 22, 2024
Property Address	312 3RD AVE NE, SAINT CLOUD, MN 56304-0304
Document Number	0000470541
Instrument Date	Feb 14, 2024
Instrument	470541
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 LIBERTY ST, MORA, MN 55051-7425

Mortgage

Document Number	0000470542
Date	Feb 22, 2024
Instrument	470542

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	MORA, MN 55051

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,384.00 (+27%)	$228,600 (-) Land $30,000 Building $198,600	$228,600 (-) Land $30,000 Building $198,600
2025	$3,452.00 (+25.99%)	$228,600 (+38.38%) Land $30,000 Building $198,600	$228,600 (+38.38%) Land $30,000 Building $198,600
2023	$2,740.00	$165,200 Land $30,000 Building $135,200	$165,200 Land $30,000 Building $135,200

Flood & Wildfire

312 3rd Ave NE is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.