Ramsey County property record for 323 15th St NE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,040 (2025) |
| Deeds & Mortgages | Apr 2009 Mortgage Sep 2020 Mortgage + 3 more |
| APN | 39040300001001 |
| Primary APN | 39040300001001 |
|---|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Street Address | 323 15TH ST NE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 1 & .15A IN SWEETWATER PARK OF DENNIS KITSCH SUB & ADJ .24A 27-154-64 |
| Legal Subdivision | DENNIS KITSCH SUB |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | DEVILS LAKE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 957800 |
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 323 15TH ST NE, DEVILS LAKE, ND 58301-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2009 | Deed of Trust, Mortgage RAMSEY NATIONAL BANK & TRUST CO |
| Sep 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK |
| Oct 12, 2011 | Deed of Trust, Mortgage · Conventional Mortgage RAMSEY NATIONAL BANK |
| Dec 8, 2010 | Deed of Trust, Mortgage · Conventional Mortgage RAMSEY NATIONAL BANK AND TRUST CO |
| Sep 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 323 15TH ST NE, DEVILS LAKE, ND 58301-1605 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000245617 |
|---|---|
| Date | Apr 9, 2009 |
| Instrument | 245617 |
| Name | RAMSEY NATIONAL BANK & TRUST CO |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Mar 20, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 323 15TH ST NE, DEVILS LAKE, ND 58301-1605 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2847, FARGO, ND 58108-2847 |
| Document Number | 0000275141 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 275141 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 323 15TH ST NE, DEVILS LAKE, ND 58301-1605 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000252252 |
|---|---|
| Date | Oct 12, 2011 |
| Instrument | 252252 |
| Name | RAMSEY NATIONAL BANK |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 323 15TH ST NE, DEVILS LAKE, ND 58301-1605 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000249841 |
|---|---|
| Date | Dec 8, 2010 |
| Instrument | 249841 |
| Name | RAMSEY NATIONAL BANK AND TRUST CO |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 323 15TH ST NE, DEVILS LAKE, ND 58301-1605 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2847, FARGO, ND 58108-2847 |
| Document Number | 275141 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 275141 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| Municipality | Devils Lake City |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,040.00 (+36.75%) Homeowner's exemption | $121,700 (+14.49%) Land $25,750 Building $95,950 | $243,400 (+14.49%) Land $51,500 Building $191,900 |
| 2024 | $2,223.00 (+30.69%) | ||
| 2023 | $1,701.00 Homeowner's exemption | $106,300 Land $12,600 Building $93,700 | $212,600 Land $25,200 Building $187,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 16 (1995–2009) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 42% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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