312 15th St NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 312 15th St NE, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Lot Size	0.279 acres (12,178 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Oct 2013)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 2 more
APN	`39050600001000`

Property Details

APN / Parcel Number

Primary APN	`39050600001000`

Exterior

Lot Area	12,178 sqft (0.279 acres)

Location & Zoning

Street Address	312 15TH ST NE
City	DEVILS LAKE
State	ND
Zip	58301-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & E 10' OF LOT 2 ERTMAN SUB
Legal Subdivision	ERTMAN SUB
Legal Lot Number	1-2
Jurisdiction	RAMSEY ND
Township / Civil Division	DEVILS LAKE
Census Block Group	3
Census Block	3031
Census Tract	957800

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 15TH ST NE, DEVILS LAKE, ND 58301-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Oct 4, 2013	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK
Jul 31, 2009	Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2013 · Amount on Record
Deed Sale	Oct 4, 2013 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Deed Document Number	2013258112
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	312 15TH ST NE, DEVILS LAKE, ND 58301-1606
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276455
Date	Apr 14, 2021
Instrument	276455

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	312 15TH ST NE, DEVILS LAKE, ND 58301-1606
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	276455
Date	Apr 14, 2021
Instrument	276455

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Oct 4, 2013
Property Address	312 15TH ST NE, DEVILS LAKE, ND 58301-1606
Document Number	0000258112
Instrument Date	Oct 2, 2013
Instrument	258112
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 15TH ST NE, DEVILS LAKE, ND 58301-1606

Mortgage

Document Number	0000258113
Date	Oct 4, 2013
Instrument	258113

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2043

July 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Jul 31, 2009
Property Address	312 15TH ST NE, DEVILS LAKE, ND 58301-1606
Document Number	0000246445
Instrument Date	Jul 31, 2009
Instrument	246445
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 15TH ST NE, DEVILS LAKE, ND 58301-1606

Mortgage

Document Number	0000246446
Date	Jul 31, 2009
Instrument	246446

Lender

Name	GATE CITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

Interest

Rate	5.45%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
Municipality	Devils Lake City
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (-52.77%)	$69,550 (+17.28%) Land $9,350 Building $60,200	$139,100 (+17.28%) Land $18,700 Building $120,400
2024	$2,181.00 (+21.71%)
2023	$1,792.00	$59,300 Land $8,550 Building $50,750	$118,600 Land $17,100 Building $101,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1995–2009)
Claims Outside the SFHA	6 of 16
Most Recent Claim	May 2009 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 6 claims Severe Storms,flooding, & Ice Jams, May 1996 · 5 claims Severe Storms, Flooding, And Ground Saturation, Jun 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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