Allen County property record for 3228 W Breese Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1979 |
| Lot Size | 0.435 acres (18,949 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,500 (May 2019) |
| Tax Bill | $2,611 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-1511-03-015.000 |
| Primary APN | 46-1511-03-015.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 1,842 sqft |
| 1st Floor Area | 1,380 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 18,949 sqft (0.435 acres) |
| Lot Dimensions | 223 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 3228 W BREESE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EVERGREEN MEADOWS 2ND ADDITION LOT 27758 JOINT TEN FF 85.00 |
| Legal Subdivision | EVERGREEN MEADOWS 2ND ADDITION |
| Legal Lot Number | 27758 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 11900 |
3228 W Breese Rd is owned and occupied by two individuals who bought it in May 2019.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3228 W BREESE RD, LIMA, OH 45806-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC |
| Oct 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC |
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 10, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Aug 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Jun 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on File |
| Deed Sale | May 10, 2019 · Amount on File |
| Prior Sale | Mar 30, 2015 · Amount on File |
| Deed Document Number | 20194434 |
| Deed Book / Page | 2019 / 4434 |
| Prior Transfer Date | Feb 23, 2016 |
| Prior Transfer Doc | 2250001863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 3228 W BREESE RD, LIMA, OH 45806-1514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3228 W BREESE RD, LIMA, OH 45806-1514 |
| Document Number | 10210010731 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 2025/10731 |
| Instrument | 202510210010731 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 3228 W BREESE RD, LIMA, OH 45806-1514 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3228 W BREESE RD, LIMA, OH 45806-1514 |
| Document Number | 10270009483 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 2023/9483 |
| Instrument | 202310270009483 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 3228 W BREESE RD, LIMA, OH 45806-1514 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 12010016671 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 2021/16671 |
| Instrument | 202112010016671 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | May 10, 2019 |
| Property Address | 3228 W BREESE RD, LIMA, OH 45806-1514 |
| Document Number | 0000004434 |
| Instrument Date | May 10, 2019 |
| Instrument | 4434 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3228 W BREESE RD LIMA OH 458061514, LIMA, OH 45806-1514 |
| Document Number | 4435 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 4435 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 3228 W BREESE RD, LIMA, OH 45806-1514 |
| Document Number | 0000009722 |
| Book / Page | 002017 / 009722 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3228 W BREESE RD LIMA OH 458061514, LIMA, OH 45806-1514 |
| Document Number | 0000009722 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 002017/009722 |
| Instrument | 9722 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 31, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 3228 W BREESE RD, LIMA, OH 45806-1514 |
| Document Number | 0000006483 |
| Book / Page | 002017 / 006483 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3228 W BREESE RD LIMA OH 458061514, LIMA, OH 45806-1514 |
| Document Number | 0000006483 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 002017/006483 |
| Instrument | 6483 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2047 |
The 2025 property tax bill for 3228 W Breese Rd was $2,611, up % from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Shawnee Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,611.00 (+0.04%) | $53,550 (-) Land $12,180 Building $41,370 | $153,000 (-) Land $34,800 Building $118,200 |
| 2024 | $2,610.00 (+6.62%) Homeowner's exemption | $53,550 (+20.93%) Land $12,180 Building $41,370 | $153,000 Land $34,800 Building $118,200 |
| 2023 | $2,448.00 (-1.33%) Homeowner's exemption | $44,280 (-) Land $10,080 Building $34,200 | |
| 2022 | $2,481.00 Homeowner's exemption | $44,280 Land $10,080 Building $34,200 | |
| 2021 | $126,500 Land $28,800 Building $97,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3228 W Breese Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3228 W Breese Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TSC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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