3228 Upper Mountain Rd, Sanborn, NY 14132 Property Records

Niagara County and Cambria Town property record for 3228 Upper Mountain Rd, Sanborn, NY 14132 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1974
Square Footage	1,238 sqft Living Area
Lot Size	31,363 sqft (0.72 acres)
Occupancy	Owner Occupied
Last Sale	$60,000 (2010)
Tax Bill	$3,888.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`292000 119.00-1-19.22`
Alternative APN	`20001190000001019022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,238 sqft Living Area
1st Floor	1,238 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Lot Area	31,363 sqft (0.72 acres)
Depth X Width	325 ft x 108 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	330 sqft Garage
Shed	1 Shed
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	3228 UPPER MOUNTAIN RD
City	SANBORN
State	NY
Zip	14132-9104
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	19,20 14 8
Legal Subdivision	HOLLAND PURCHASE
Legal Block	1
Legal Lot Number	19.022
Jurisdiction	NIAGARA NY
Minor Civil Division	CAMBRIA
Census Blockgroup	3
Census Block	3019
Census Tract	24303

Owner

Source: Niagara County and Cambria Town records · APN 292000 119.00-1-19.22

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3228 UPPER MOUNTAIN RD, SANBORN, NY 14132-9104
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Deed Doc Number	201010583
Record Refreshed	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	3228 UPPER MOUNTAIN RD, SANBORN, NY 14132-9104
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 UPPER MOUNTAIN RD, SANBORN, NY 14132-9104

Mortgage

Document Number	0000000113
Date	Jan 05, 2021
Instrument	2021-00113

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 04, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Niagara County and Cambria Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Cambria Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00	$185,000 (+15.55%) Land $27,800 Building $157,200	$185,000 (+15.55%) Land $27,800 Building $157,200
2023		$160,100 Land $27,800 Building $132,300	$160,100 Land $27,800 Building $132,300

Flood & Wildfire

3228 Upper Mountain Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Niagara County (36063C), updated November 6, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 6th in New York
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.