Niagara County and Cambria Town property record for 3209 Upper Mountain Rd, Sanborn, NY 14132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,952 sqft · built 1913 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jan 2007) |
| Tax Bill | $8,147 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292000 105.00-1-50 |
| Primary APN | 292000 105.00-1-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 209,088 sqft (4.8 acres) |
| Garage Type | Detached |
| Garage Area | 810 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 2,008 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3209 UPPER MOUNTAIN RD |
|---|---|
| City | SANBORN |
| State | NY |
| Zip | 14132-9104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ED |
| Legal Description | 20 14 8 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 50.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 24303 |
3209 Upper Mountain Rd is owned and occupied by two individuals who bought it in January 2007.
Source: Niagara County and Cambria Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3209 UPPER MOUNTAIN RD, SANBORN, NY 14132-9104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Line of Credit NIAGARA'S CHOICE FCU |
| Nov 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NIAGARA'S CHOICE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2007 · Amount on File |
| Deed Sale | Jan 16, 2007 · Amount on File |
| Deed Book / Page | 3386 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 3209 UPPER MOUNTAIN RD, SANBORN, NY 14132-9104 |
| Document Number | 0000015324 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3209 UPPER MOUNTAIN RD SANBORN NY 141329104, SANBORN, NY 14132-9104 |
| Document Number | 0000015324 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 15324 |
| Name | NIAGARA'S CHOICE FCU |
|---|---|
| Type | Credit Union |
| Address | NIAGARA FALLS, NY 14303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 24, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 3209 UPPER MOUNTAIN RD, SANBORN, NY 14132-9104 |
| Document Number | 0000020344 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3209 UPPER MOUNTAIN RD SANBORN NY 141329104, SANBORN, NY 14132-9104 |
| Document Number | 0000020344 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 20344 |
| Name | NIAGARA'S CHOICE FCU |
|---|---|
| Type | Credit Union |
| Address | NIAGARA FALLS, NY 14303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 15, 2033 |
The 2026 property tax bill for 3209 Upper Mountain Rd was $8,147 with a homeowner's exemption, up 0.3% from the year before.
Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Cambria Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,147.00 (+0.31%) Homeowner's exemption | ||
| 2025 | $8,122.00 | $382,000 Land $92,000 Building $290,000 | $382,000 Land $92,000 Building $290,000 |
| 2023 | $364,000 Land $92,000 Building $272,000 | $364,000 Land $92,000 Building $272,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3209 Upper Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3209 Upper Mountain Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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