Brunswick County property record for 3228 E Dolphin Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,404 sqft · built 2021 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,610,000 (Mar 2026) |
| Tax Bill | $5,147 (2025) |
| Deeds & Mortgages | May 2026 Transfer Mar 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 235NA024 |
| Primary APN | 235NA024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,404 sqft Heated Area |
| Gross Area | 3,716 sqft |
| 1st Floor Area | 360 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80128546 |
|---|---|
| Street Address | 3228 E DOLPHIN DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-5807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-14 B-24 S-2 LONG BEACH PL 1/96 |
| Legal Subdivision | LONG BEACH |
| Legal Block | 24 |
| Legal Lot Number | 14 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20314 |
3228 E Dolphin Dr is owned by two individuals who acquired it in May 2026.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4140 PIAFFE AVE, MINT HILL, NC 28227-0534 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage NQM FUNDING LLC |
| Jun 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jan 29, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| Jul 22, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 6, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on File |
| Deed Sale | Mar 26, 2026 · Amount on File |
| Prior Sale | Jun 14, 2022 · Amount on File |
| Deed Book / Page | 5527 / 625 |
| Last Transfer Date | May 12, 2026 |
| Transfer Doc | 5556001035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 12, 2026 |
| Property Address | 3228 E DOLPHIN DR, OAK ISLAND, NC 28465-5807 |
| Document Number | 5556001035 |
| Book / Page | 5556 / 1035 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4140 PIAFFE AVE, MINT HILL, NC 28227-0534 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 26, 2026 |
| Property Address | 3228 E DOLPHIN DR, OAK ISLAND, NC 28465-5807 |
| Document Number | 0055270625 |
| Book / Page | 5527 / 625 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Mar 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1612 ASHBURN RIDGE DR, WAXHAW, NC 28173-7135 |
| Name | Verified Name |
|---|---|
| Address | 4140 PIAFFE AVE, MINT HILL, NC 28227-0534 |
| Document Number | 0005527627 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 5527/627 |
| Name | NQM FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 14, 2022 |
| Property Address | 3228 E DOLPHIN DR, OAK ISLAND, NC 28465-5807 |
| Document Number | 0048660354 |
| Book / Page | 4866 / 354 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Jun 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4017 COVEDALE LN, SOUTHPORT, NC 28461-8257 |
| Name | Verified Name |
|---|---|
| Address | 1612 ASHBURN RIDGE DR, WAXHAW, NC 28173-7135 |
| Document Number | 0048660364 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 4866/364 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.21% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.21% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jan 29, 2021 |
| Property Address | 3228 E DOLPHIN DR, OAK ISLAND, NC 28465-5807 |
| Document Number | 0045390017 |
| Book / Page | 4539 / 17 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3411 HEALY DRA, 3411, WINSTON SALEM, NC 27103 |
| Name | Verified Name |
|---|---|
| Address | 206 JOSEPH POND LN, CARY, NC 27519-5971 |
| Document Number | 0000453921 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 4539/21 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 22, 2020 |
| Property Address | 3228 E DOLPHIN DR, OAK ISLAND, NC 28465-5807 |
| Document Number | 0044011227 |
| Book / Page | 004401 / 001227 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3411 HEALY DR #A WINSTON SALEM NC 271031409, A, WINSTON SALEM, NC 27103-1409 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 6, 2020 |
| Property Address | 3228 E DOLPHIN DR, OAK ISLAND, NC 28465-5807 |
| Document Number | 0043910059 |
| Book / Page | 004391 / 000059 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $344.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4017 COVEDALE LN SOUTHPORT NC 284618257, SOUTHPORT, NC 28461-8257 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 3, 2020 |
| Property Address | 3228 E DOLPHIN DR, OAK ISLAND, NC 28465-5807 |
| Document Number | 0043101144 |
| Book / Page | 004310 / 001144 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1419 SENECA TRL HARTSVILLE SC 295505035, HARTSVILLE, SC 29550-5035 |
The 2025 property tax bill for 3228 E Dolphin Dr was $5,147, down 7.2% from the year before.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,347,500 (-) Land $350,000 Building $997,500 | $1,347,500 (-) Land $350,000 Building $997,500 | |
| 2025 | $5,147.00 (-7.21%) | $1,347,500 Land $350,000 Building $997,500 | $1,347,500 Land $350,000 Building $997,500 |
| 2024 | $5,547.00 | ||
| 2023 | $1,347,500 Land $350,000 Building $997,500 | $1,347,500 Land $350,000 Building $997,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3228 E Dolphin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3228 E Dolphin Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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