3222 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 3222 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 2015
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Mar 2015)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`235NA022`

Property Details

APN / Parcel Number

Primary APN	`235NA022`
Alternative APNs	`206618404399` `80037087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,623 sqft Heated Area
Gross Area	2,307 sqft
1st Floor Area	306 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,670 sqft (0.222 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80037087
Street Address	3222 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-11 B-24 S-2 PLAT 1/96-99
Legal Subdivision	OAK ISLAND
Legal Block	24
Legal Lot Number	11
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1008
Census Tract	20314

Owner

3222 E Dolphin Dr is owned by two individuals who bought it in March 2015.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6701 HUEY RD, WAXHAW, NC 28173-9143
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2015 · Amount on File
Deed Sale	Mar 12, 2015 · Amount on File
Deed Book / Page	3620 / 272
Prior Transfer Date	Feb 11, 2011
Prior Transfer Doc	0031351108
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 17, 2026
Property Address	3222 E DOLPHIN DR, OAK ISLAND, NC 28465
Document Number	5615001093
Book / Page	5615 / 1093
Instrument Date	Aug 17, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	ACCURATE GROUP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6701 HUEY RD, WAXHAW, NC 28173-9143

Mortgage

Document Number	5615001093,
Date	Aug 17, 2026
Book Page	5615/1093

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3222 E Dolphin Dr was $3,147, down 6% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$823,950 (-) Land $350,000 Building $473,950	$823,950 (-) Land $350,000 Building $473,950
2025	$3,147.00 (-5.98%)	$823,950 Land $350,000 Building $473,950	$823,950 Land $350,000 Building $473,950
2024	$3,347.00
2023		$823,950 Land $350,000 Building $473,950	$823,950 Land $350,000 Building $473,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3222 E Dolphin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3222 E Dolphin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20