3228 Cotuit Ln, Naples, FL 34114 Property Records

Collier County property record for 3228 Cotuit Ln, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,857 sqft · built 2019
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on Record
Last Sale	$979,990 (May 2020)
Tax Bill	$11,781 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`292550 D 316B24`

Property Details

APN / Parcel Number

Primary APN	`292550 D 316B24`
Alternative APN	`32431302581`

Interior

Stories	1 Story
Building Area	2,857 sqft Living Area
1st Floor Area	2,857 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	196 ft deep x 83 ft wide
Pool Area	403 sqft
Deck Area	961 sqft

Location & Zoning

Street Address	3228 COTUIT LN
City	NAPLES
State	FL
Zip	34114-9811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIDDLERS CREEK, MARSH COVE, PHASE 1 BLOCK D LOT 31
Legal Range	26
Legal Township	51
Legal Section	24
Legal Subdivision	FIDDLERS CREEK MARSH COVE PH1
Legal Phase	1
Legal Tract	292550
Legal Block	D
Legal Lot Number	31
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3009
Census Tract	11111

Owner

Source: Collier County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3328 COTUIT LN, NAPLES, FL 34114
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
May 12, 2020	Special Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Mar 1, 2016 · Amount on Record
Deed Document Number	20205865764
Deed Book / Page	5762 / 427
Last Transfer Date	May 8, 2025
Transfer Doc	0064793231
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3228 COTUIT LN, NAPLES, FL 34114-9811
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	NORTH CENTRAL TITLE INC, NORTH CENTRAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 COTUIT LN, NAPLES, FL 34114-9811

Mortgage

Document Number	0060433130
Date	Nov 18, 2021
Book Page	6043/3130
Instrument	6161269

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 12, 2020
Property Address	3228 COTUIT LN, NAPLES, FL 34114-9811
Document Number	0057620427
Book / Page	5762 / 427
Map Reference	MB 56 PG 7-19
Instrument Date	Apr 29, 2020
Instrument	5865764
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 COLUITT LANE, NAPLES, FL 34114

Mortgage

Document Number	0005762429
Date	May 12, 2020
Instrument	5762/429

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,781.00 (+6.11%)	$971,557 (+5.99%)	$1,730,909 (-4.69%) Land $933,926 Building $796,983
2024	$11,103.00 (+2.42%)
2023	$10,841.00 (-2.32%) Homeowner's exemption	$916,676 (+3%)	$1,816,155 (+104.07%) Land $1,017,562 Building $798,593
2022	$11,099.00 Homeowner's exemption	$889,977 Land $73,181 Building $816,796	$889,977 Land $73,181 Building $816,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cotuit Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures