3223 Cotuit Ln, Naples, FL 34114 Property Records

Collier County property record for 3223 Cotuit Ln, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,503 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$876,494 (Jun 2021)
Tax Bill	$20,474 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`292550 D 26B24`

Property Details

APN / Parcel Number

Primary APN	`292550 D 26B24`
Alternative APN	`32431302002`

Interior

Building Area	2,503 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	204 ft deep x 65 ft wide
Pool Area	338 sqft
Deck Area	931 sqft

Location & Zoning

Street Address	3223 COTUIT LN
City	NAPLES
State	FL
Zip	34114-9811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIDDLERS CREEK, MARSH COVE, PHASE 1 BLOCK D LOT 2
Legal Range	26
Legal Township	51
Legal Section	24
Legal Subdivision	FIDDLERS CREEK MARSH COVE PH1
Legal Phase	1
Legal Tract	292550
Legal Block	D
Legal Lot Number	2
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3009
Census Tract	11111

Owner

Source: Collier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 NORTHERN AVE, 1619, BOSTON, MA 02210-1999
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 23, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Dec 21, 2016 · Amount on Record
Deed Document Number	20216083552
Deed Book / Page	5969 / 3892
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3223 COTUIT LN, NAPLES, FL 34114-9811
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CONGRESS ST 1804, 1804, BOSTON, MA 02210-2915

Mortgage

Document Number	0061501572
Date	Jul 8, 2022
Book Page	6150/1572
Instrument	6279915

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 23, 2021
Property Address	3223 COTUIT LN, NAPLES, FL 34114-9811
Document Number	0059693892
Book / Page	5969 / 3892
Map Reference	MB 56 PG 7
Instrument Date	Jun 16, 2021
Instrument	6083552
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,135.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 NORTHERN AVE UNIT 1619, 1619, BOSTON, MA 02210-1999

Mortgage

Document Number	0059693894
Date	Jun 23, 2021
Instrument	5969/3894

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,474.00 (+6.26%)	$1,085,030 (+21%)	$1,550,270 (-4.57%) Land $817,186 Building $733,084
2023	$19,268.00 (+21.83%)	$896,719 (+1%)	$1,624,538 (+99.28%) Land $890,366 Building $734,172
2022	$15,816.00	$815,199 Land $64,033 Building $751,166	$815,199 Land $64,033 Building $751,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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