3228 Cathy Ct, Rowlett, TX 75089 Property Records

Dallas County property record for 3228 Cathy Ct, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,974 sqft · built 2022
Lot Size	0.212 acres (9,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,700 (May 2024)
Tax Bill	$14,443 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`440147300F00800`

Property Details

APN / Parcel Number

Primary APN	`440147300F00800`
Alternative APN	`44-01473-00F-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,974 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,254 sqft (0.212 acres)
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	440147300F00800
Street Address	3228 CATHY CT
City	ROWLETT
State	TX
Zip	75089-1398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	MERRITT VILLAGE BLK F LT 8 ACS 0.2143 INT202400098436 DD05152024 CO-DC 0147300F00800 1CW0147300F
Legal Subdivision	MERRITT VILLAGE
Legal Block	F
Legal Lot Number	8
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1009
Census Tract	18157

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3228 CATHY CT, ROWLETT, TX 75089-1398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 16, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 7, 2021	Vendor's Lien, Transfer WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Deed Document Number	202498436
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	Jun 30, 2026
Property Address	3228 CATHY CT, ROWLETT, TX 75089-1398
Document Number	0000138286
Instrument Date	Jun 19, 2026
Instrument	2026138286
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 CATHY CT, ROWLETT, TX 75089-1398
Investor	Possibly a Property Investor

Mortgage

Document Number	0000138286,
Date	Jun 30, 2026
Instrument	2026138286

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	May 16, 2024
Property Address	3228 CATHY CT, ROWLETT, TX 75089-1398
Document Number	0000098436
Map Reference	FILE 2021002172611
Instrument Date	May 15, 2024
Instrument	202400098436
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 CATHY CT, ROWLETT, TX 75089-1398

Mortgage

Document Number	0000098437
Date	May 16, 2024
Instrument	202400098437

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 7, 2021
Property Address	3228 CATHY CT, ROWLETT, TX 75089-1398
Document Number	0000365224
Map Reference	FILE 202100217268
Instrument Date	Dec 6, 2021
Instrument	202100365224
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	BENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 HARVEST HILL RD STE 162, 162, DALLAS, TX 75230-5829
Investor	Possibly a Property Investor

Mortgage

Date	Dec 7, 2021

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,780 (-) Land $150,000 Building $424,780	$574,780 (-) Land $150,000 Building $424,780
2025	$14,443.00 (+5.83%)	$574,780 (+20.11%) Land $150,000 Building $424,780	$574,780 (+20.11%) Land $150,000 Building $424,780
2024	$13,647.00 (+23.52%)
2023	$11,048.00 (-5.11%)	$478,550 Land $114,000 Building $364,550	$478,550 Land $114,000 Building $364,550
2022	$11,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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