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  5. W Shell Point Rd

3227 W Shell Point Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 3227 W Shell Point Rd, Ruskin, FL 33570 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1986
Lot Size0.159 acres (6,918 sqft)
Owner2 Individual Names on File
Last Sale$264,500 (Jan 2019)
Tax Bill$7,795 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN031730-0100

Property Details

APN / Parcel Number

Primary APN031730-0100
Alternative APN
  • U11321818U000000000130

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area3,776 sqft
1st Floor Area1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Architectural StyleMansion
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,918 sqft (0.159 acres)
Lot Dimensions100 ft deep x 72 ft wide
View / LotWaterfront
Garage TypeCarport
Garage Area1,080 sqft
CarportCarport
Carport Area1,080 sqft
Parking Spaces4 Parking Spaces
PorchScreened Porch
Porch Area1,148 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0317300100
Street Address3227 W SHELL POINT RD
CityRUSKIN
StateFL
Zip33570-3061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLURA SUBDIVISION 1ST ADDITION TO W 72 FT OF LOT 13
Legal Range18E
Legal Township32S
Legal Section11
Legal SubdivisionCOLLURA SUBDIVISION 1ST ADDITION TO
Legal Tract18U
Legal Lot Number13
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2035
Census Tract14121

Owner

Source: Hillsborough County records · APN 031730-0100

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3227 W SHELL POINT RD, RUSKIN, FL 33570-3061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 05, 2019Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2019 · Amount on Record
Deed SaleJan 05, 2019 · Amount on Record
Prior SaleApr 01, 2017 · Amount on Record
Deed Document Number201910424
Deed Book / Page26320 / 955
Last Transfer DateAug 25, 2021
Transfer Doc2021456714
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateSep 10, 2021
Property Address3227 W SHELL POINT RD, RUSKIN, FL 33570-3061
Document Number2021456714
Map ReferenceMB 34 PG 56
Instrument DateAug 25, 2021
Instrument2021456714
Transaction TypeTransfer
Record UpdatedSep 24, 2021
Title CompanyOMEGA TITLE FLORIDA LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3227 W SHELL POINT RD, RUSKIN, FL 33570-3061

Mortgage

Document Number2021456715
DateSep 10, 2021
Instrument2021456715
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 05, 2019
Property Address3227 W SHELL POINT RD, RUSKIN, FL 33570-3061
Document Number0000010424
Book / Page26320 / 0955
Map ReferenceMB 34 PG 56
Instrument DateDec 27, 2018
Instrument2019010424
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyHILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,851.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1425 LOW RD, 1425, KALAMAZOO, MI 49008-1323

Transferred To (Grantee/Buyer)

NameVerified Name
Address3227 W SHELL POINT RD, RUSKIN, FL 33570-3061

Mortgage

Document Number0000010425
DateJan 05, 2019
Instrument2019010425
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 20, 2017
Property Address3227 W SHELL POINT RD, RUSKIN, FL 33570-3061
Document Number0248840639
Book / Page024884 / 000639
Instrument DateApr 04, 2017
Instrument153052
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3227 W SHELL POINT RD RUSKIN FL 335703061, RUSKIN, FL 33570-3061

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,795.00 (+6.75%)$395,670 (+6.04%) Land $182,160 Building $213,510$395,670 (+6.04%) Land $182,160 Building $213,510
2024$7,302.00 (+8.1%)
2023$6,755.00 (+5.12%)$373,126 (-4.42%) Land $165,600 Building $207,526$373,126 (-4.42%) Land $165,600 Building $207,526
2022$6,426.00$390,362 Land $165,600 Building $224,762$390,362 Land $165,600 Building $224,762

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 872 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,051 units insured
179 under condo master policies
Nearby Flood Claims223 (1993–2025)
Claims Outside the SFHA1 of 223
Most Recent ClaimNov 2025, rainfall accumulation
Claims By Storm
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Helene, Sep 2024 · 207 claims
  • Hurricane Idalia, Aug 2023 · 5 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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