3223 W Shell Point Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 3223 W Shell Point Rd, Ruskin, FL 33570 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,290 sqft Living Area
Lot Size9,788 sqft (0.225 acres)
OccupancyOwner Occupied
Last Sale$330,000 (2026)
Tax Bill$3,361.00 (2024)

Property Details

APN / Parcel Number

Primary APN031728-0000
Alternative APN
  • U11321818U000000000110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,290 sqft Living Area
Gross Area2,442 sqft Gross Area
Upper Floors1,290 sqft Upper Floors
Stories3 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Architectural StyleMansion Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area9,788 sqft (0.225 acres)
Depth X Width100 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area528 sqft Garage
CarportCarport
Carport Area528 sqft Carport

Exterior Amenities

Deck Area390 sqft Deck
Patio Area470 sqft Patio
PorchOpen Porch
Porch Area256 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number0317280000
Street Address3223 W SHELL POINT RD
CityRUSKIN
StateFL
Zip33570-3061
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOLLURA SUBDIVISION 1ST ADDITION TO LOT 11
Legal Range18E
Legal Township32S
Legal Section11
Legal SubdivisionCOLLURA SUBDIVISION 1ST ADDITION TO
Legal Tract18U
Legal Lot Number11
JurisdictionHILLSBOROUGH FL
Minor Civil DivisionRUSKIN
Census Blockgroup2
Census Block2035
Census Tract14121

Owner

Source: Hillsborough County records · APN 031728-0000

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5580 DEER TRACKS CT, LAKELAND, FL 33811-2002
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Mar 09, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2026 · Amount on Record
Deed SaleMar 09, 2026 · Amount on Record
Prior SaleAug 08, 2016 · Amount on Record
Deed Doc Number202691424
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3223 W SHELL POINT RD, RUSKIN, FL 33570-3061
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3223 W SHELL POINT RD, RUSKIN, FL 33570-3061

Mortgage

Document Number0000090353
DateMar 03, 2023
Instrument2023090353
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 17, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 09, 2026
Property Address3223 W SHELL POINT RD, RUSKIN, FL 33570-3061
Document Number0000091424
Map ReferenceMB 34 PG 56
Instrument DateMar 05, 2026
Instrument2026091424
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyFLAGSHIP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12110 BAYTREE DR, RIVERVIEW, FL 33569-6617

Transferred To (Grantee/Buyer)

NameVerified Name
Address5580 DEER TRACKS CT, LAKELAND, FL 33811-2002

Mortgage

Document Number0000091425
DateMar 09, 2026
Instrument2026091425
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,194.00 (-4.97%) Homeowner's exemption$186,245 (-6.8%)$412,587 (-5.47%) Land $253,000 Building $159,587
2024$3,361.00 (+4.22%)
2023$3,225.00 (+5.56%) Homeowner's exemption$199,824 (+3%)$436,442 (+4.3%) Land $230,000 Building $206,442
2022$3,055.00 Homeowner's exemption$194,004$418,445 Land $230,000 Building $188,445

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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